Wakefield and Associates is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You may not have to pay your debts.
Paying your debts may not help your credit, either. In fact, paying may lower your credit score.
(Debt collectors hate us for sharing this information.)
We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: (855) 577-2276
Is Wakefield and Associates A Real Company, Or A Scam?
Wakefield & Associates, Inc is a real, legitimate company. Originally founded in 1986 in Colorado, currently headquartered in Aurora, CO, they are a medium sized collection agency in the US. With roughly 100 employees, they generated over $30 million in revenue in 2019. Their mailing address is 10800 E Bethany Dr Ste 450, Aurora, CO 80014.
Wakefield and Associates may appear on your credit report as "wakeassoc", "wakefield payment solutions", "wakefield associates", "wakefield rrc" or "wakefield collections".
Should I Negotiate A Settlement Or Pay Wakefield and Associates?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Wakefield and Associates and companies like them for thousands of clients nation-wide.
We can help you too.
Will Wakefield and Associates Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Wakefield and Associates Complaints
This business currently sits with roughly 950 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 300 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
Want to see what one of their complaints looks like? Here’s one we found that you might like: “I have contacted the creditor multiple times due to the fact that there are 2 of the EXACT same accounts, but different amounts. BOTH accounts were paid by insurance at the time services were rendered. NOT ONLY THAT, but the COLLECTIONS AGENCY is charging interest. that is NOT legal. That was not in the original agreement. I did not agree to or sign any documents on this matter. They should not be accruing interest. I have tried multiple times to settle this information and have it be corrected / removed. I am in the process of consulting a lawyer because i know my rights, and i know what WAKEFIELD & ASSOCIATES is doing is wrong, unethical and illegal.” Unfortunately, Wakefield & Associates is known for buying debts that are invalid, inaccurate, and/or unverifiable. But if you don’t know the laws to fight them, you might be out of luck (because they won’t help otherwise).
In the end what you should take away from the above is that working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Wakefield and Associates Collection Accounts?
Credit Glory specializes in disputing Wakefield and Associates accounts and has removed them for thousands of clients nation-wide, and can help you too.
Remove Wakefield & Associates From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Wakefield & Associates Phone Number