What Is Universal Credit Services?
Universal Credit Services is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You might not have to pay your debts!
Paying your debts may hurt your credit (and lower your score).Give Credit Glory a call (and chat with a friendly credit repair expert).
We'll help navigate your Credit Report and understand if partnering w/ us to remove inaccurate, negative items (to boost your score) makes sense! Call us, now, to learn more: (855) 577-2276
Is Universal Credit Services A Real Company, Or A Scam?
Universal Credit Services, Inc, Inc is a real, legitimate company. Originally founded in 2004 in Pennsylvania, currently headquartered in Broomall, PA, they are a medium sized collection agency in the US. Their mailing address is 370 Reed Road Ste 100, Broomall, PA 19008.
Should I Negotiate A Settlement Or Pay Universal Credit Services?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Universal Credit Services and companies like them for thousands of clients nation-wide.
We can help you too.
Will Universal Credit Services Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Universal Credit Services Complaints
This business currently has nearly 17 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and roughly 14 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Universal Credit Services Collection Accounts?
Credit Glory specializes in disputing Universal Credit Services and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!
Who Uses Universal Credit Services?
Universal Credit Services (UCS) is a credit reporting agency used by mortgage lenders & the finance industry. If UCS is reporting inaccurate information on your credit report, it's your right to dispute it. Partnering with a reputable credit repair expert (like Credit Glory) is the best way to remove any inaccurate items.
Universal Credit Services Reviews
Universal Credit Services (UCS) has 20 complaints filed with the BBB over the last 3 years — including 5 for problems with collections reporting. What can you do if they are incorrectly reporting information on your credit report? Dispute and remove it with help from a credible credit repair company like Credit Glory.
Universal Credit Services Customer Service (& Debt Collections) Phone Number
The customer service — & the debt collections — number for Universal Credit Services is (888) 212-4200. Before you call and pay your debt, you should verify that their information is accurate. If they are reporting false information on your credit report, you can dispute (& remove) it with help from the experts at Credit Glory.
How To Login To Your Universal Credit Services Account Online
You can log in to your Universal Credit Services account using the following web address: https://ucs.meridianlink.com/custom/login.aspx. However, before you make a payment, you should verify the debt is accurate. If it isn't — and it's on your credit report — you can dispute and remove the item with help from a reputable company like Credit Glory.
Remove Universal Credit Services From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.