Southwest Credit Systems is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You may not have to pay your debts.
Paying your debts may not help your credit, either. In fact, paying may lower your credit score.
(Debt collectors hate us for sharing this information.)
We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: (855) 938-3044
Is Southwest Credit Systems A Real Company, Or A Scam?
Southwest Credit Systems (d/b/a Southwest Credit, d/b/a Southwest Credit Systems LP, d/b/a SWC Group LP) is a real, legitimate company. They are a small collection agency in the US. Their mailing address is 4120 International Pkwy Ste 1100, Carrollton, TX 75007-1958. They may appear on your credit report as 'SW Credit Systems'.
Should I Negotiate A Settlement Or Pay Southwest Credit Systems?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Southwest Credit Systems and companies like them for thousands of clients nation-wide.
We can help you too.
Will Southwest Credit Systems Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Southwest Credit Systems Complaints
This business currently has complaints filed with the Consumer Financial Protection Bureau (or CFPB) and with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
Southwest Credit Systems has a significant amount of complaints. One person in particular wrote the following: “Southwest Credit Systems keeps calling my phone constantly. I did answer once to see what they wanted. I told the lady to stop calling because it was illegal and she called me a [bleep].” Typical of collection agencies, they don’t care about you. At all. They’re rude, and they lie (a lot). This is good for you! Lies mean we have more success. This consumer finishes, “They are re-aging this account and I know that's is illegal to do. Thank you.” Re-aging is something collection agencies do to keep you on the hook. It’s illegal, and it’s easy to spot if you know what to look for.
Ultimately, all of this means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Southwest Credit Systems Collection Accounts?
Credit Glory specializes in disputing Southwest Credit Systems and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!
Remove Southwest Credit Systems From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855 938 3044) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Southwest Credit Systems Phone Number