RMP Services On Your Credit Report?

March 12, 2023

RMP Services is a debt collection company

You may not have to pay your debt (paying it may hurt your score)

Call now to find out if you can remove RMP Services from your report - without paying your debt (potentially)

Call (844) 656-0790

Tap to call

Are you looking for information on RMP Services, how they affect your credit and if they are a scam? If so, this article has it all! From who RMP Services is and which debts they collect to tips on how to remove them from your credit report, common mistakes found on credit reports, the benefits of having a good score, and how to achieve one. All of this and more can be found here so read through for the information you need!

Who is RMP Services?

RMP Services is a licensed debt collection agency that specializes in recovering a wide range of debts. From credit card debt to auto loans, medical debts and student loan debts, they take on all types of debt cases and must work in full compliance with state and federal guidelines.

Who Does RMP Services Collect for?

RMP Services is a debt collection agency that specializes in collecting debts for various industries, including but not limited to: 

  • healthcare providers
  • telecommunications companies
  • financial services

They work with large corporations like AT&T, Bank of America, and CitiBank. If you owe money to any of these companies, RMP Services may be hired to pursue the debt on their behalf. 

It's important to remember that when a debt is placed with a collection agency, it doesn't mean that the original creditor has given up hope of collecting the debt—they have simply outsourced it to a third-party collector. If you're receiving calls or letters from RMP Services, it's important to address the issue promptly to avoid further consequences on your credit report.

Need Help With RMP Services?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (844) 656-0790

Tap to call

Is RMP Services A Scam?

RMP Services is a legitimate and trusted debt collection agency licensed and bonded in all 50 states. However, as with most debt collectors, they have received complaints from consumers. It's important to remember that the debt collection industry is susceptible to scammers who may present themselves as legitimate debt collectors and use unethical tactics like intimidation or threats to get people to pay debts they don't owe. To make sure you're dealing with a reliable collector - research the agency before entering into any payment arrangements.

How Do I Remove RMP Services From My Credit Report?

If you have been contacted by RMP Services and think the debt they are trying to collect from you is inaccurate, then you have the right to dispute it. Here's what you need to do:

  • Get a copy of your credit report

Did you know that everyone has the right to get one free credit report from all three of the major credit reporting bureaus (Equifax, Experian, and TransUnion) each year? You can either access yours online or through postal mail. Take advantage of this opportunity to keep an eye on your financial wellbeing!

  • Identify the RMP Services account

Review your credit report for the account you're looking for and make sure to take note of the creditor's name, the associated account number, and amount of the debt.

  • Gather supporting documentation

Gather all documentation that supports your dispute. This could include receipts, statements, or other data that suggests the debt is inaccurate.

  • Write a dispute letter

Compose a letter to the credit reporting agency that is displaying the debt. In the letter, explain why you think the debt is inaccurate and provide supporting documentation. Don't forget to include your name, address, and Social Security number. We suggest you contact us at Credit Glory - we specialize in disputing inaccurate information on credit reports.

  • Wait for a response

The credit reporting agency will investigate your dispute and will typically reply within 30 days. If they decide that the debt is inaccurate, they'll take it off of your credit report.

Why is RMP Services Calling Me?

Compose a letter to RMP Services outlining why you believe the debt that they are trying to collect is incorrect. Include any supporting documentation and your name, address, and Social Security number in the letter. Additionally, be aware of your rights: RMP Services is bound by specific rules and regulations when it comes to communicating with you. They cannot harass, intimidate, or make threats to pressure you into paying them. If they are making excessive calls, keep a record of every interaction with them and take steps towards putting an end to it.

Read reviews from our
happy customers

We've helped thousands of people remove errors from their report to get mortgages, auto loans, and so much more.

Speak with a live credit specialist to see how we can help

Call (844) 656-0790

Tap to call

What Are the Most Common Errors on Credit Reports?

It's important to review your credit report regularly - errors can definitely have a negative impact on your score. Some of the common errors you should look out for include:

  • Incorrect personal information
  • Duplicate accounts
  • Accounts that do not belong to you
  • Incorrect account status
  • Incorrect credit limit
  • Inaccurate payment history
  • Identity errors

It's vital to be aware that errors on your credit report can have many sources, such as identity theft, clerical mistakes, or even miscalculations by the creditor. By regularly checking your credit report and challenging any errors you find, you can defend your financial future and preserve a good credit score. If you need expert assistance disputing any inaccuracies–reach out to Credit Glory.

What Are the Benefits of Having a Great Credit Score?

Maintaining a good credit score can bring you a wealth of advantages. You may see improved loan and credit card offers, qualify for better rates, and get more favorable terms on loans and credit cards. Plus, landlords often review your credit report as part of the rental application process, so having a good score can make it easier to be approved. All these benefits add up to greater financial security, so it's important to take time to look over your credit report regularly and address any discrepancies you find. Doing this will help you keep up your rating and enjoy the perks that come with it.

What Are the Most Common Complaints About RMP Services?

RMP Services has received several complaints from consumers regarding their debt collection practices. According to the Better Business Bureau and Consumer Financial Protection Bureau, people have reported receiving harassing phone calls multiple times a day in violation of the Fair Debt Collection Practices Act. Others have reported that RMP Services attempted to collect debts past the statute of limitations, while some experienced inaccurate reporting to credit bureaus which can damage a consumer's credit score. If you believe you have been wronged by RMP Services, you can file a complaint with either the BBB or CFPB.

Need Help With RMP Services?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (844) 656-0790

Tap to call

Remove RMP Services From Your Credit Report, Today!

Are you dealing with debt collectors from RMP Services? Don't let them impact your credit score - take action and contact Credit Glory today. Our team of experts have helped thousands of people improve their credit scores and will do the same for you. Don't wait, get back in control of your finances and contact us now!