What Is Phoenix Financial Services?
Phoenix Financial Services is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You might not have to pay your debts!
Paying your debts may hurt your credit (and lower your score).Give Credit Glory a call (and chat with a friendly credit repair expert).
We'll help navigate your Credit Report and understand if partnering w/ us to remove inaccurate, negative items (to boost your score) makes sense! Call us, now, to learn more: (855) 577-2276
Is Phoenix Financial Services A Real Company, Or A Scam?
Phoenix Financial Services, LLC is a real, legitimate company. Originally founded in 2014 in Indiana, currently headquartered in Indianapolis, IN, they are a small sized collection agency in the US. Their mailing address is PO Box 361450, Indianapolis, IN 46236.
Phoenix Financial Services may appear on your credit report as "phoenix financial", "phoenixfinancialsvcs", "phoenix financial llc", or "phoenix financial svcs".
Should I Negotiate A Settlement Or Pay Phoenix Financial Services?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Phoenix Financial Services and companies like them for thousands of clients nation-wide.
We can help you too.
Will Phoenix Financial Services Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Phoenix Financial Services Complaints
This business currently sits with roughly 950 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 307 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
We chose a CFPB complaint at random to show you a little of what goes on: “I was contacted by Phoenix Financial about a supposed debt. I have all my debts paid in full the moment I receive a bill in the mail. The caller began by going through his speech on HIPAA laws and when I tried to tell him I understood them, he became belligerent with me. He told me he was going to hang up. I asked if it was OK that I record the conversation as his company was, he said it was OK, but he was not waiting for me to set it up. At this point I asked why he was being belligerent with me, and he hung up. I still don't know what it is that Phoenix Financial thinks I owe them ... .. The caller was rude, belligerent, and condescending toward me. The actions of this individual are why debt collectors are thought of so badly. I would have happily talked to the caller and explained I have no debt to go to collections. I was not given the chance. Now, this mistake will probably ruin my credit I worked so hard to get right, because someone brought a bad attitude to work. I really hope all Phoenix Financial employees are not this way. Thanks for your time.” This is just one of many complaints against Phoenix Financial Services. While this consumer appears to be giving up, accepting his credit will be ruined, that doesn't have to be the case. If you know how to fight them, it’s not always very hard to win!
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Phoenix Financial Services Collection Accounts?
Credit Glory specializes in disputing Phoenix Financial Services accounts and has removed them for thousands of clients nation-wide, and can help you too.
How To Negotiate A "Pay For Delete" With Phoenix Financial Services
If you have validated debt with Phoenix Financial Services, you may be able to negotiate a "pay-for-delete" agreement. This allows you to pay a portion of your debt. In exchange, PFS will stop reporting it to credit bureaus.
Who Does Phoenix Financial Services Collect For?
Phoenix Financial Services specializes in collecting student loans and medical debt, as well as unpaid taxes.
Remove Phoenix Financial Services From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Phoenix Financial Services Customer Service (& Debt Collections) Phone Number