Midland Credit Management (MCM) is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You may not have to pay your debts.
Paying your debts doesn't help your credit, either. In fact, paying may lower your credit score.
(Debt collectors hate us for sharing this information.)
We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: 800-807-4388
Is Midland Credit Management A Real Company, Or A Scam?
Midland Credit Management is a real, legit company. Originally founded in September 1953 in Kansas, and currently headquartered in San Diego, they are the largest debt buyer (collection agency) in the US. With over 8000 employees, MCM generated over $1 billion in revenue in 2017.
P.O. Box 939069
San Diego, CA 92193
Midland Credit Management is the largest buyer of debt from major banks, credit unions, and telecommunications companies. They may show on your credit report as "midland credit", "midland management", "midland fund", "midland credit mgmt inc", or "mcm midland credit management".
Should I Negotiate A Settlement Or Pay Midland Credit Management?
Unfortunately, settling (in full or not) will not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has deleted collections from Midland Credit Management for thousands of clients nation-wide.
We can help you too.
Will Midland Credit Management Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Midland Credit Management Complaints
They currently sit with a little over 1.4 million complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 1,100 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Midland Credit Management Collection Accounts?
We specialize in disputing Midland Credit Management accounts and have removed them for thousands of clients nation-wide. We can help you too.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.