Medicredit is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
Is Medicredit A Real Company, Or A Scam?
Medicredit, Inc is a real, legitimate company. Originally founded in 1977 in Missouri, currently headquartered in Earth City, MO, they are a medium sized collection agency in the US.
Medicredit may appear on your credit report as "medicredit titanium", "medicredit corp", "medicredit corporation", "medicredit collections", or "medicredit, inc.".
Should I Negotiate A Settlement Or Pay Medicredit?
Unfortunately, settling (in full or not) will not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has deleted collections from Medicredit for thousands of clients nation-wide.
We can help you too.
Will Medicredit Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
This business currently sits with roughly 57 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 215 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Medicredit Collection Accounts?
Credit Glory specializes in disputing Medicredit accounts and has removed them for thousands of clients nation-wide, and can help you too.
Get Your Collections Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-529-4304) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.