What Is Jefferson Capital Systems?
Jefferson Capital Systems is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You might not have to pay your debts!
Paying your debts may hurt your credit (and lower your score).Give Credit Glory a call (and chat with a friendly credit repair expert).
We'll help navigate your Credit Report and understand if partnering w/ us to remove inaccurate, negative items (to boost your score) makes sense! Call us, now, to learn more: (855) 577-2276
Is Jefferson Capital Systems A Real Company, Or A Scam?
Jefferson Capital Systems, LLC is a real, legitimate company. Originally founded on November 2002 in Georgia, currently headquartered in Saint Cloud, MN, they are a medium sized collection agency in the US. With roughly 300 employees, they generated over $30 million in revenue in 2019. Their mailing address is 16 McLeland Rd, St Cloud, MN 56303.
Jefferson Capital Systems may appear on your credit report as "jefferson capital systems verizon", "jefferson capital llc", "jefferson capital syst", "jefferson collection", "jefferson capitol systems", or "jefferson capital sy".
Should I Negotiate A Settlement Or Pay Jefferson Capital Systems?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Jefferson Capital Systems and companies like them for thousands of clients nation-wide.
We can help you too.
Will Jefferson Capital Systems Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Jefferson Capital Systems Complaints
This business currently sits with roughly 980 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 190 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
We love reading complaints about this company. One of the consumers they take advantage of states, “Jefferson capital system is reporting a debt on my credit report in the amount of $13,000.00. The original loan was paid off. Not only is Jefferson Capital reporting a debt that I do not owe, they have the wrong date of the account which is hurting my credit even more. I was never notified of my right to dispute this before it was reported on my credit. I disputed through transunion [..], but Jefferson capital still has not removed this off of my report.” Disputing by letter is always best, which is what we do. Unfortunately for this person, you have to understand what laws pertain to invalid debt and inaccurate information, or they’ll simply throw your letter out.
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Jefferson Capital Systems Collection Accounts?
Credit Glory specializes in disputing Jefferson Capital Systems and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!
How To Negotiate A "Pay For Delete" With Jefferson Capital Systems LLC
Jefferson Capital Systems does not offer "pay-for-delete" services.
Jefferson Capital Systems LLC Class Action Lawsuit
Jefferson Capital Systems has had several class-action lawsuits filed against them. These have been primarily due to alleged violations of the FDCPA.
Jefferson Capital Systems Verizon BBB
While they have BBB accreditation, Jefferson Capital Systems only has a B rating with 1.95/5 stars.
What To Do If Jefferson Capital Systems Is Suing You (In Texas Or Anywhere Else)
If Jefferson Capital Systems sues you for debt collection, there are ways you can challenge the suit. You can demand JCS provide proof you owe the amount they claim and invoke the statute of limitations on the debt.
Who Does Jefferson Capital Systems Collect For?
Jefferson Capital Systems is a 3rd party debt buyer that collects for a variety of industries.
Remove Jefferson Capital Systems From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Jefferson Capital Systems Customer Service (& Debt Collections) Phone Number