Harris and Harris is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You may not have to pay your debts.
Paying your debts may not help your credit, either. In fact, paying may lower your credit score.
(Debt collectors hate us for sharing this information.)
We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: (855) 938-3044
Is Harris and Harris A Real Company, Or A Scam?
Harris & Harris, Ltd is a real, legitimate company. Originally founded in 1968 in Illinois, currently headquartered in Chicago, they are a medium sized collection agency in the US. With roughly 600 employees, they generated over $60 million in revenue in 2019. Their mailing address is 111 W Jackson Blvd Ste 400, Chicago, IL 60604.
Harris and Harris may appear on your credit report as "harris ltd", "harris harris", "harris & harris limited", "harris and harris debt collectors", or "harris collection".
Should I Negotiate A Settlement Or Pay Harris and Harris?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Harris and Harris and companies like them for thousands of clients nation-wide.
We can help you too.
Will Harris and Harris Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Harris and Harris Complaints
This business currently sits with roughly 535 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and over 121 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
A common mistake we see with clients is thinking the collection company must provide the contract with signature, “I have submitted a certified letter to this creditor requesting validation of this debt and I specified please provide the name, address, and telephone number of each person who personally verified this alleged account, so that I can inquire about how they verified without providing any proof, bearing my signature. This creditor failed to provide that documentation. The only information they sent was my name, the account number and the amount owed.” Unfortunately, this isn’t necessarily the case. But there are many other strategies that do work that can be used. On the other hand, that would require reading the entire FCRA & FDCPA, which is daunting to say the least!
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Harris and Harris Collection Accounts?
Credit Glory specializes in disputing Harris and Harris and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!
Remove Harris & Harris From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 938-3044 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Harris & Harris Phone Number