Franklin Collection Service is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).
You may not have to pay your debts.
Paying your debts may not help your credit, either. In fact, paying may lower your credit score.
(Debt collectors hate us for sharing this information.)
We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: (855) 577-2276
Is Franklin Collection Service A Real Company, Or A Scam?
Franklin Collection Service, Inc, Inc is a real, legitimate company. Originally founded in 1988 in Mississippi, currently headquartered in Tupelo, MS, they are a medium sized collection agency in the US. Their mailing address is 2978 West Jackson Street P.O. Box 3910, Tupelo, MS 38801.
Should I Negotiate A Settlement Or Pay Franklin Collection Service?
Unfortunately, settling (in full or not) may not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has successfully disputed collections from Franklin Collection Service and companies like them for thousands of clients nation-wide.
We can help you too.
Will Franklin Collection Service Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?
No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.
Franklin Collection Service Complaints
This business currently has nearly 731 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and roughly 130 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.
One of these consumers complained, "On XX/XX/20 Franklin Collection Service Inc was in receipt of a letter that I had never done business with the company and was disputing alleged debt and requested full validation or immediate removal and cease and desist ( Tracking # XXXX XXXX XXXX XXXX XXXX ) I received an auto generated response from the company, which failed to adhere to the requirements needed to validate debt mandated by the FDCPA and Texas Finance Code. On XX/XX/20, I have sent a second request via mail ( cmrr # XXXX XXXX XXXX XXXX XXXX ) to the company informing them they have to validated that I in fact owe this debt, and have entered into a binding agreement with the company." Unfortunately, debt validation is only one step. There are many, many, many more steps to take before reaching out to the CFPB (or an attorney). The time involved in learing these steps can be significant.
This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.
Can You Remove Franklin Collection Service Collection Accounts?
Credit Glory specializes in disputing Franklin Collection Service and companies like them, and has had success for thousands of clients nation-wide. We can help you, too!
Remove Franklin Collection Service From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Franklin Collection Service Phone Number