Eastern Account System On Your Credit Report?

April 5, 2023

Eastern Account System is a debt collection company

You may not have to pay your debt (paying it may hurt your score)

Call now to find out if you can remove Eastern Account System from your report - without paying your debt (potentially)

Call (844) 656-0790

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Who is Eastern Account System and What Kind of Debts Do They Manage?

Eastern Account System is a third-party debt collection agency that provides debt collection services on behalf of creditors. They specialize in collecting different types of debts, such as:

  • Medical bills
  • Credit card bills
  • Student loans
  • Utility bills 

If you receive a communication from Eastern Account System, it is because they have been engaged by a creditor to pursue a debt you owe to them. It is imperative to understand the type of debt, the creditor, and the terms and conditions of the debt to make an informed decision on the best course of action to manage your indebtedness.

The Industries Eastern Account System Collects Debts for

Eastern Account System specializes in the collection of debts spanning a range of industries such as: 

  • Healthcare
  • Financial services
  • Telecommunications
  • Utilities

Over the course of the past 30 years, the company has amassed an extensive clientele, and if you've recently received a call from them, chances are they're attempting to recover a debt owed to one of their customers. It's imperative to be aware of your rights when dealing with debt collectors such as Eastern Account System.

Eastern Account System: A Legitimate Debt Collection Agency

Eastern Account System is a legitimate debt collection agency. Debt collectors can be difficult to work with, but they are required to follow specific laws and regulations when collecting debts. The Fair Debt Collection Practices Act (FDCPA) regulates debt collection practices and prohibits debt collectors from using abusive, unfair, or deceptive practices. Eastern Account System, like all debt collectors, must follow these rules when collecting debts. It's important to know your rights when dealing with debt collectors like Eastern Account System to avoid harassment or other violations of your rights.

Need Help With Eastern Account System?

Speak with one of our friendly Credit Specialists to find out how we can help you.

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How Do I Remove Eastern Account System From My Credit Report?

It's crucial to remove any debts listed by Eastern Account System on your credit report to avoid damaging your credit score and making it challenging to obtain credit in the future. Here's how you can go about it:

Review Your Credit Report

Obtain a complimentary copy of your credit report yearly from the three credit bureaus. Thoroughly check for any inaccuracies, such as incomplete or erroneous data.

Dispute Errors

Inform the credit bureau of any mistake(s) found. Include proof of the error, such as documentation demonstrating that the debt has been settled.

Negotiate a Payment Plan

If the debt is legitimate, make an arrangement with Eastern Account System to pay it off. Paying off the debt demonstrates financial responsibility and may improve your credit score.

Regular Follow-Ups and Reviews

Ensure that the changes have been implemented once the debt is removed from your credit report or paid off. Regular credit report checks can help spot new collections and errors.

Enlist the Services of Credit Glory

If you find the process of removing Eastern Account System from your credit report challenging, consider hiring credit repair professionals like Credit Glory. They can help navigate the dispute process and increase your credit score.

Why is Eastern Account System Calling Me?

If you've recently received a call from Eastern Account System, it may be because you have an outstanding debt that requires repayment. Eastern Account System is a debt collection agency that acts for creditors including credit card firms, medical providers, and other businesses.

Debt collectors like Eastern Account System are obligated to adhere to the Fair Debt Collection Practices Act (FDCPA), which outlines how collectors may contact you and what they may say. They cannot use abusive language or make threats or harass you in any way. Furthermore, contacting you before 8:00 am or after 9:00 pm is not permitted.

However, if you have an unpaid debt, it's crucial to address it at the soonest opportunity. Contact Eastern Account System to determine the amount you owe and find out the appropriate method of repayment. Failure to address the debt can lead to collection actions and negatively affect your credit score.

What Are the Most Common Errors on Credit Reports?

Mistakes found on credit reports can adversely affect your credit score. Some of the most common ones are:

  • Incorrect personal information, such as your name, address, or social security number.
  • Inaccurate account information, like a missed payment that was on time, or inaccurate account balances.
  • Duplicate accounts.
  • Accounts that are not yours.

Consequently, it's essential to periodically check your credit report to identify any such discrepancies. In case you spot an error, file a dispute with the relevant credit bureau to have them at once removed from your credit report.

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What Are the Benefits of Having a Great Credit Score?

A fantastic credit score can provide numerous benefits, among them:

  • Lower interest rates on credit cards and loans
  • Higher credit limits
  • Superior insurance policy terms
  • Improved rental options and property prospects
  • Higher Chances of credit being approved

Furthermore, having an excellent credit score also means that you are financially responsible and can comfortably acquire credit when necessary. You can enhance your credit score by paying bills on time, maintaining low credit utilization and frequently reviewing your credit report to address errors.

Common Complaints About Eastern Account System

As is to be expected with any debt collection agency, there's a possibility of receiving complaints about Eastern Account System, which may comprise:

  • Receiving intimidating or threatening phone calls
  • Receiving incorrect or erroneous information about the debt
  • Failure to provide proper notification of the debt
  • Lack of cooperation when attempting to handle the debt

If these issues arise, it's vital to remember that you have rights when dealing with debt collectors. You can dispute the debt, request debt validation or ask the collector to stop contacting you.

Can Eastern Account System Sue or Garnish My Wages?

It is possible for Eastern Account System to sue you if you owe them money. If they win the lawsuit, they may be able to garnish your wages. Nevertheless, before commencing legal action, Eastern Account System must follow established protocol and provide appropriate notification of the lawsuit.

If you're informed of a lawsuit, it's of the utmost importance to respond as soon as possible and seek professional guidance. You may be able to reach a payment arrangement or settlement with Eastern Account System to avoid wage garnishment. It's worth bearing in mind that each state has varying wage garnishment laws, and there may be regulations concerning the highest amount that can be garnished from your paycheck.

Need Help With Eastern Account System?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (844) 656-0790

Tap to call

Remove Eastern Account System From Your Credit Report, Today!

If Eastern Account System has impaired your credit score, the team at Credit Glory can provide the necessary assistance to remove them from your credit report. Our experts will undertake a comprehensive assessment of your credit report to identify inaccuracies and dispute such inconsistencies on your behalf. We can also approach creditors to resolve or remove debts from your report.