Bay Area Credit Service

Have collections on your credit report? Find out how to get rid of them (for good)!

Bay Area Credit Service is a debt collection agency. They're probably on your credit report as a 'collections' account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it's damaging your credit score (unless removed).

You may not have to pay your debts.

Paying your debts doesn't help your credit, either. In fact, paying may lower your credit score.

(Debt collectors hate us for sharing this information.)

We might be able to fix your credit and you might not have to pay a single dime. Call us now to learn more: 800-807-4388

Is Bay Area Credit Service A Real Company, Or A Scam?

HOVG, LLC (d/b/a Bay Area Credit Services, LLC), Inc is a real, legitimate company. Originally founded in 2007 in Georgia, currently headquartered in Norcross, GA, they are a medium sized collection agency in the US. Their mailing address is 4145 Shackleford Road Ste 330B, Norcross, GA 30093.

Should I Negotiate A Settlement Or Pay Bay Area Credit Service?

Unfortunately, settling (in full or not) will not help your credit. Once a collection account is added to your credit report, your score will be damaged for seven years regardless of payment. Fortunately, you have options. Credit Glory has deleted collections from Bay Area Credit Service for thousands of clients nation-wide.

We can help you too.

Will Bay Area Credit Service Bring A Lawsuit Against Me, Sue Me, Or Garnish My Wages?

No, not always. But if they do it’s not a good thing and can be a very scary experience. If you work with a professional like Credit Glory to challenge their debt, ensuring accuracy, timeliness, and validity of their reporting, you may never have to deal with them ever again. Call to learn how we can help you avoid lawsuits and being sued altogether, while fixing your credit.

Bay Area Credit Service Complaints

This business currently has nearly 37 complaints filed with the Consumer Financial Protection Bureau (or CFPB) and roughly 96 with the Better Business Bureau. Many complaints are about inaccurate reporting and/or lack of response to debt verification requests.

This means working with a professional like Credit Glory to challenge your negative accounts has a good chance to get them deleted, improving your score and allowing you to qualify for the home, car, and credit cards you need.

Can You Remove Bay Area Credit Service Collection Accounts?

Credit Glory specializes in disputing Bay Area Credit Service accounts and have removed them for thousands of clients nation-wide, and can help you too.

Get Your Collections Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Remove Bay Area Credit Service From Your Report, Today!

Let us repair your credit before your next big purchase. If we can't remove any negative items within 90 days, we will give you a full refund, no questions asked.