What Is American Express Collections?
American Express Collections is a debt collections agency.
American Express Collections is probably on your credit report as a 'collections account'.
This usually happens when you forget to pay a bill for a period of time, and your debt is sold to them.
If this account is on your credit report, it may be damaging your credit score (until it gets removed).
The good news? Getting collections off your report shouldn't be difficult.
There are 3 primary ways to get a collections account off your report.
- Contact the creditor directly offer a Pay For Delete.
- Dispute with all 3 credit bureaus and challenge it.
- Contact a Credit Repair agency (like Credit Glory) to help you dispute (and remove) it.
Generally, option #3 works great for people because it's a hands-off approach that allows experts to assist in removing collections.
How To Negotiate A "Pay For Delete" With American Express Collections (& What To Expect)
You have to ask American Express Collections for a "pay-for-delete" if you want one — but there are no guarantees they will approve it. A better way to improve your credit? Check your report for inaccurate items — then dispute them with help from the experts at Credit Glory!
How To Dispute American Express Collections
You have several options for disputing American Express Collections (AEC). One way is to find a dispute letter template, write the letter with the correct information, and find the address to mail the letter to. A better way is to partner with a reputable company — like Credit Glory — who can help you dispute AEC every step of the way.
Remove American Express Collections From Your Report, Today!
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 577-2276 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.