11 Charter Communications On Your Credit Report?

11 Charter Communications is a debt collection company

You may not have to pay your debt (paying it may hurt your score)

Call now to find out if you can remove 11 Charter Communications from your report - without paying your debt (potentially)

Call (866) 781-9818

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Who Does 11 Charter Communications Collect For?

11 Charter Communications is a debt collector reporting a collection account on your credit report.

In some cases this means they purchased the debt from the original creditor (i.e. a credit card or loan company). Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company.

They may attempt to communicate with you via mail or phone calls (demanding payment). Even worse, a collections account now appears on your credit report. This hurts your score (and chances) to get approved for a loan or other important financial event.

Getting this account removed may be possible.

Need Help With 11 Charter Communications?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (866) 781-9818

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Does 11 Charter Communications Hurt My Credit Score?

Any derogratory mark under it's statute of limitations may severely impact your credit score. A collections account is no different.

How Do I Remove 11 Charter Communications From My Credit Report?

Removing 11 Charter Communications from your credit report may be possible if any information on the account is incorrect, error'd, or fraudulent, and is not (or cannot be) fixed in an appropriate amount of time. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. We specialize in going after these types of accounts for our clients.

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We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more.

Speak with a live credit specialist to see how we can help

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Is 11 Charter Communications A Debt Collection Agency?

11 Charter Communications is a debt collection agency. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off").

Should I Pay For Delete With 11 Charter Communications?

Paying off 11 Charter Communications to have credit bureaus delete it from your report seems ideal. There's one problem. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. The result? Your collections still appears on your report for 7 years (from the date of first delinquency). This means your credit is still affected.

But - there is one solution.

You can get your collection completely removed. Call (866) 781-9818 to find out how.

Should I Negotiate A Settlement With 11 Charter Communications?

Settling your debt with 11 Charter Communications may help your score, but it may also hurt your score. The answer depends on many variables. You may also not have to pay at all, and if any issues with the account exist you may have it removed all together (and never have to hear from them again).

Need Help With 11 Charter Communications?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (866) 781-9818

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Is 11 Charter Communications Legit, Fake Or A Scam?

11 Charter Communications is a legitimate company. They are not a fake company, or a scam. But, they may spam call and harass you.

One of the best ways to combat this is to dispute and remove unvalidated debts. The most hassle free way to do this is to call (866) 781-9818, today.

Why Does 11 Charter Communications Keep Calling Me?

11 Charter Communications continues to call and attempt to collect a debt. The best thing you can do is ignore their calls and speak with a company that can help you get it removed.

Will 11 Charter Communications Try Suing Or Garnishing My Wages?

It's very unlikely that 11 Charter Communications decides to sue. In rare cases it may happen, but it is not the norm. State and federal laws have limits or 'exemptions' that apply to bank and wage garnishments. We strongly recommend giving us a call to determine the likelihood of a lawsuit, but also steps you can take to get this collection removed.

Need Help With 11 Charter Communications?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (866) 781-9818

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Does 11 Charter Communications Accept A Goodwill Letter To Remove My Collection/Charge-Off?

11 Charter Communications does not accept goodwill letters to remove collection accounts or chargeoffs in our experience, and this is typical. Most collection agencies do not.

Who Does 11 Charter Communications Collect For?

11 Charter Communications collects for a variety of lending companies (called creditors). These are constantly changing, and typically collection agencies, including 11 Charter Communications, do not share publicly who they buy from.

What Are My Rights When Dealing With 11 Charter Communications?

You have the right to dispute any debt of yours that 11 Charter Communications is trying to collect. 11 Charter Communications is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). While these acts seem very complicated, they provide a great deal of power to you if you know how to use it.

What Is 11 Charter Communications Phone Number?

You likely want to call Credit Glory, first (866) 781-9818. The reason? Simple. You may not want to pay 11 Charter Communications debt, especially if it's potentially inaccurate. Paying it off could hurt your score.

Need Help With 11 Charter Communications?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (866) 781-9818

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Where Can I Find 11 Charter Communications Login?

Logging it to 11 Charter Communications may be a good idea.

However, we strongly recommend giving a Credit Repair company (like us), a call first. We'll review why 11 Charter Communications is on your report and see how we might be able to dispute (and potentially remove) them.

Where are 11 Charter Communications Headquarters Located?

The corporate headquarters for Charter Communications is based in Stamford, Connecticut. The debt collection part of the business operates from a St. Louis, Missouri headquarters. 

Consumer Complaints Against 11 Charter Communications

While 11 Charter Communications is a legitimate debt collection company, that doesn’t mean there aren’t problems consumers face when dealing with them. The company’s Better Business Bureau profile contains more than 15,000 complaints over the past few years. 

Of those, nearly 3,700 complaints are related to billing and collections issues. For example, in some of the complaints, consumers initially disputed charges with the company, only to find they were then sent to collections. There are also quite a few complaints involving services not received that were still sent to collections and billing that continued after the return of equipment. 

No one wants to deal with the stress of a debt collection company, but it’s something you also have to face because otherwise, it can derail your plans in life, including buying a house or car. Your credit history can even impact employment.

Why Do I See 11 Charter Communications On My Credit Report?

11 Charter Communications is a debt collection company; you could find out you owe them without realizing it. 

There are situations where a debt collector is trying to collect from you, and the reality is that you don’t owe them money. You could be surprised by how often people’s credit’s affected by mistakes, errors, or fraud. That’s why it’s important to be proactive about regularly checking your report for these issues and contacting a credit repair company like Credit Glory to remedy issues.

There are steps available to have a collections account removed from your report, which is what we specialize in.

If you see 11 Charter Communications on your report or get calls or mail from them, the company is part of Charter Communications.

Charter Communications is one of the nation’s largest telecom providers. A lot of the business of Charter Communications is done under the name Spectrum, with 11 Charter Communications being the debt collection part of the company.

In 2015, the Charter Communications company expanded, buying Time Warner Cable and Bright House Network, now operating the three under the Spectrum name.

A couple of common reasons outside of mistakes where people hear from 11 Charter Communications or see an issue on their credit report are because of late payments to the telecom provider or cable equipment that was reportedly not returned.  

Is 11 Charter Communications a First or Third-Party Debt Collector?

Unlike many debt collection companies we work to help customers with, 11 Charter Communications is a first-party debt collector because it’s part of a bigger company.  

If a business or even an individual tries to collect a debt that’s owed directly, this is a first-party debt collector. In these situations, the collector trying to contact you will usually have a direct relationship with you in some way, but not always if there’s a mistake or fraud.

You’ll also see a lot of businesses that operate as third-party debt collectors, trying to get back debts owed to another business. These third-party debt collectors usually work under a contract with the original creditor. They’re paid a percentage of what they can collect in some situations.

Some third-party debt collectors will pay a lump sum to buy debt from a creditor, which makes them similar to first-party collectors even though there isn’t that initial relationship between the debt collector and the debtor. 

What Happens When a Debt Is Wrong or Fraudulent?

One of the most significant ways our team helps you at Credit Glory is if you’re dealing with a debt that should be disputed. There are many reasons to dispute a debt, with two of the most common being that the information is incorrect or fraudulent.

Debt collectors handle large volumes of accounts, so it can and does happen that there are situations with mistaken identity. You could also be an identity theft victim, so there are debts in your name that aren’t yours. 

It could also be that you were a customer of Charter, but you paid your bills on time and returned any equipment, yet they have the wrong information in your customer file.

How Common Are Errors On Your Credit Report?

You aren't alone if you're wondering why 11 Charter Communications is trying to contact you.

Over one-third of Americans identified at least one mistake on their credit report based on an investigation from Consumer Reports. Volunteers were asked to get a copy of their credit report to check for errors, and thousands of people volunteered. Of those, 29% found errors related to personal information, and eleven percent found errors regarding listed accounts.  

According to the Consumer Financial Protection Bureau, common errors on credit reports include:

  • Issues with identifying information like the wrong name, address, or phone number.
  • Accounts that belong to someone else with a similar or the same name as yours.
  • Listed accounts that are incorrect because of identity theft.
  • The status of the account isn’t reported correctly. For example, closed accounts might be shown as open.
  • There are often accounts that are wrongly reported as delinquent or late.
  • Incorrect information is again added to your report after correcting it.
  • Accounts may appear multiple times with different creditors, especially if the account is in collections. 

Need Help With 11 Charter Communications?

Speak with one of our friendly Credit Specialists to find out how we can help you.

Call (866) 781-9818

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Remove 11 Charter Communications From Your Report, Today!

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.If you're looking for a reputable company to increase your credit score, give us a call @ (866) 781-9818.