Getting late student loan payments off your credit report is a smart idea. You can challenge the timeliness and accuracy of the loan's payment history by sending disputes. If the lender is unable to get verification, the dispute will succeed and the late payment(s) will be removed.
If you're wondering what will happen if you don't get them off, consider this: 90 day+ late payments will hurt your score for seven years. 60 day lates will hurt for three years. Both will drop your score up to 100 points.
There is no guaranteed way to remove late payments from a student loan, but you do have options. Working with a professional is the fastest way to get them off.
Get Your Student Loans Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.