What Does Derogatory Mean On Your Credit Report?

What does derogatory mean?

what does derogatory mean on your credit report

"Derogatory" is a category of the worst items possible. Meaning lenders should be extra cautious. This includes: collections, charge-offs, 90+ day late payments on an open or closed account, or any negative public record such as a bankruptcy, tax lien, or judgement.

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In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

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