Going to court over debt is stressful & losing makes it worse. When a creditor wins, the court awards them a money judgment, allowing them to start collecting the debt. This is bad news for your credit. Luckily, you can protect your credit (& boost your score) by disputing errors. While DIY credit repair is an option, it's easier w/help from a pro like Credit Glory.
What does it mean to have a money judgment against you?
If a creditor takes you to court and wins, the court awards them a money judgment to recover the debt. When that happens, that means they can use various methods to collect what you owe. You can face wage garnishments — or even have liens put on your assets. That's not even the worst part.
Your credit score can take a serious hit. Judgments have a long-lasting impact on your credit & stay on for 7 years. Having poor credit makes qualifying for loans and new lines of credit difficult. The ones you do qualify for often come with high (& expensive) interest rates. So what can you do?
Can you remove judgments from your credit report?
While you can't dispute verified debts, you can dispute errors on your report. Finding inaccuracies can be tricky, so what do you look for? Common areas to check for errors include:
- Personal information
- Inaccuracies w/account status
- Fraudulent accounts
- Balance errors
- Data mistakes
Finding these errors is tricky (& time-consuming). Working with a credit repair expert (like Credit Glory) simplifies the process.
Could your negative items (like judgments) be reported inaccurately?
Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.
Why disputing inaccurate judgments is important
Inaccurate judgments on your credit report have serious consequences. That's why it's important to dispute & remove them. A strong credit score opens the door to things like:
- Better options for mortgages, personal, & auto loans
- Qualifying for lower (& better) interest rates
- Faster approval on loans (great for financial emergencies)
While you can identify and dispute errors yourself, it's challenging (& time-consuming). Credit repair pros (like Credit Glory) make finding and disputing errors fast (& easy).
Bottom line (& why it matters for you)
While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.
Why repair your credit w/Credit Glory vs DIY?
Removing inaccurate collections (& other errors) helps improve your credit (& boost your score). DIY credit repair is a headache. Partnering w/Credit Glory is often a simpler alternative. Why?
- Easier - Making a mistake disputing DIY costs you. Credit Glory helps you build a strong case for disputing inaccurate collections (& boosting your score).
- Saves you money - An unsuccessful dispute leaves you stuck with debt (& poor credit). Credit Glory helps you boost your score — which means saving money on loans (& interest rates).
- Top-class customer support - Credit Glory has best-in-class customer service to answer questions and keep you updated. Credit Glory even offers an industry-leading 100% money-back guarantee (if no errors are removed in the first 90 days).
Remove errors (& boost your score) w/help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Negative Items Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.