How To Remove Settled Accounts From Credit Report (& What You Should Know)

Learn how to remove a settled account from your credit report. Also, learn how Credit Glory makes disputing (& removal) super easy.

Speak with a live credit specialist to see if we can help improve your score
Schedule My Free, Consult ➔
Speak with a live credit specialist to see if we can help improve your score

If a settled account is showing on your credit report, your best option is to dispute the creditors claim. You can file a dispute on your own, but it's a ton of work. An easier way is with help from the credit repair experts at Credit Glory.

Why is a settled account showing on my credit report?

Unfortunately, even after settling an account, creditors may not remove it from your credit report. What's this mean for you? It means your score tanks, even though you've handled the account. The good news? You can hold creditors accountable and dispute their claims — & an expert like Credit Glory makes it easy!

Your best choice when an account has been settled but it's still on your report

Disputes are an excellent way to remove settled accounts from your credit report. How can you file a dispute? You have 2 options — DIY (which can be confusing & time-consuming) or simplify the process with an experienced credit repair company (like Credit Glory).

How to dispute (& remove) a settled account yourself

Disputing settled accounts on your own is possible — but it's a tedious process. Here are the steps to file a dispute:

Step 1: Write a dispute letter

There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.

Step 2: Collect supporting docs

If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.

Step 3: Wait for a decision

If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.

Credit Glory makes your dispute easier (& protects against future issues)

Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).

Choosing Credit Glory for help with your dispute provides:

  • A proven disputing process, backed by a risk-free guarantee.
  • Best-in-class support, so you always know what's going on with your dispute.
  • Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)

Remove settled accounts from your credit report now with help from Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything!  Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.

Call us at (855) 938-3044 or set up a consultation to get started, today!

Get Your Negative Items Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

Popular Alternative 1
Popular Alternative 2
Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Supercharge Your Future & Credit Score, Today!

Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7) 855 938-3044.