Losing a judgment case isn't the end of the road. You can still appeal the ruling, but that means looking for legal mistakes & waiting. Looking for an easier way to deal w/judgments and protect your credit? 70% of judgments are awarded in error, & you can dispute them w/Credit Glory's help.
What is a judgment (& when should you appeal)?
If a creditor takes you to court over debt and wins, the court awards them a judgment to recover the money. Judgments hurt your credit & can even lead to wage garnishments and liens! Luckily, you can appeal judgments if you have evidence you were not given a fair trial.
You should start filing your appeal as soon as possible. While it varies from state to state, you generally have between 10-30 days after receiving notice of the judgment. So what do you need to get started?
How to file an appeal for a judgment
Appealing a judgment might seem like a complicated process, but it's easier than you think. To file for an appeal, here are the steps you can take to get it going.
Review the ruling
During an appeal, you can't introduce new evidence to fight the judgment. In order for your appeal to be successful, you need to find proof you weren't given a fair trial. Checking the ruling for legal mistakes and errors helps you find info to support your claim.
Fill out and serve a notice of appeal form
A notice of appeal form notifies the court, as well as the other party that you plan to appeal the judgment. You can find these forms online, and be sure to include the trial name & case number, personal info, and the judgment you're appealing. Once that's done, be sure to make two copies, one for yourself and one to serve to the other party.
File your appeal with the court
After serving the other party your notice of appeal form, it's time to file it w/the court. Keep in mind you will have to pay a filing fee, which in some states can be over $700! Once you submit your appeal, the court will give you a schedule with the next steps and your hearing date.
What to do if your appeal is unsuccessful
If your initial appeal doesn't work, you still have options. You can try another appeal — but it means more waiting and court costs. An easier option for protecting your credit (& boosting your score)? Identifying and disputing errors on your credit report. While DIY credit repair is an option, working w/a seasoned professional (like Credit Glory) makes it simple (& hassle-free).
DIY or professional credit repair: What's easier for you?
While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less of a headache)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.
Start on a path to better credit (& boost your score) w/help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Negative Items Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.