How Long Does Negative Information Stay On Your Credit Report

How long negative info stays on your report (unless removed)

Most negative information stays on your credit report for seven (7) years. This includes collections, charge-offs, 90+ day late payments, and most public records. Chapter 7 bankruptcies stay the longest at ten years. Hard inquiries stay 2 years. 30 & 60 day lates stay 1 to 3 years.

Get Your Negative Items Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Get Your Credit Repaired, Today!

Let us repair your credit before your next big purchase. If we can't remove any negative items within 90 days, we will give you a full refund, no questions asked.