.png)
Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7). 855 938-3044
Don't allow errors on your credit to stop you from getting the home of your dreams.
Don't get denied for an auto loan due to credit errors. Your dream car awaits.
Reduce your stress. Reach your financial goals you've been aiming for!
Your chances of finding a great job with errored credit aren't as good. Fair? No. Reality? Yes!
Healthy credit? Better interest rates. Errors may lower your score, such as debt that you don't owe.
Healthy credit? Better credit card approval odds. You'll get top tier rates & the best terms.
Phone consultation to ensure our services will benefit your unique situation, and not waste your time!
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start.
We go after creditors and Bureaus on your behalf, handling all intricate paperwork and document processing.
What you don't deserve is having to wait 7 to 10 years so you and your family can get the home, car, and loans that you need. That's not reasonable or fair. With our help, and a little patience, you can rid yourself of the stress that comes with bad credit and associated debt. Every single month we help clients in and around Columbia, SC get their credit fixed, restored, and approval-ready. We're big believers in second chances and we work hard so you and your family can have the credit to be successful.
.png)
Due to the fact every single collector has different internal processes and ways of handling our disputes, we can never be too sure how long it will take. We try one strategy, see what the results are, and go from there. We provide monthly updates to let you know what's happened along the way.
We have been able to help with most kinds of negatives that exist on credit reports, including collections, charge-offs, bankruptcies, student loans, late payments, medical bills, utility bills, repos, tax liens, foreclosures, and many more.
We dispute negatives from the major bureaus that lenders care about- TransUnion, Experian, and Equifax.
They are private corporations (like McDonalds or Walmart), not government entities, that sell your financial history in the form of credit reports to lenders like BMW or Chase Mortgage. These lenders then evaluate your report to decide if you're likely to pay them back or not. If you have one or more negatives, you're likely to get denied. The FCRA and FDCPA give you the right to dispute any negative marks harming your creditworthiness. While there is no guarantee of removal, it's always a wise decision to try because the alternative can mean waiting 7 to 10 years before anyone will approve you, that's a long time!
Yes. If you're unhappy with us for any reason within the first 90 days, we will refund any and all fees. No questions asked.
We charge an initial $199 audit, signup, and letter fee only after your initial disputes are sent.
By law we're unable to guarantee results of any kind. As an alternative, we offer our guarantee that we will refund any and all fees if you're unhappy with us for any reason within 90 days. Any company that promises results is in direct violation of the Credit Repair Organizations Act and probably shouldn't be trusted. Unfortunately, many of them continue to do it and that is one reason the credit repair industry has a bad reputation.
