A tax lien may show on your credit report for up to 7 years if reported correctly. The good news is you can potentially remove it faster if it's based on inaccurate info. The easiest way to do that is with help from a highly rated, reputable company — like Credit Glory!
How long should you expect a tax lien to stay on your credit report?
A tax lien that is reported correctly may stay on your credit report for up to 7 years. The worst part? Your credit score could plummet — (putting your finances in jeopardy). What can you do? Your best option is to check negative items (like tax liens) for accuracy, and then dispute them if they aren't right — something Credit Glory can make easy!
When can you remove negative items faster? (& rebuild your credit)
You can dispute (& remove) negative items faster IF your info is reported inaccurately.
Common incorrect info includes:
- Names and addresses
- The reported balance
- Duplicate records
- Delinquency dates
If one (or more) items on this list aren't correct, it's your right to dispute their claim — and Credit Glory's experience can make it a lot easier!
Could your negative items (like tax liens) be reported inaccurately?
Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.
Why you need to dispute an inaccurate tax lien
Disputing and removing inaccurate items can improve your credit score. This has several effects on your financial health like:
- Lower interest rates across all lending options
- Easy approval for loans when a financial emergency occurs
- The ability to shop around on mortgage, auto, and personal loans
The only real choice you need to make is whether you should dispute the item yourself or trust an expert (like Credit Glory) to make the dispute process a lot easier for you.
What if you can't dispute any tax liens b/c they are reported accurately?
Even if your tax lien is reported correctly, with the 1 in 5 odds, it's likely something else isn't. Double-check any other negative items on your credit report for errors. That way if you find any, you can start rebuilding your credit by disputing them. If you're not comfortable identifying inaccurate info (& it can be tricky) consider help from an expert — like Credit Glory.
Why should you pick Credit Glory vs. DIY
Disputing negative items starts with identifying inaccurate reporting. Then you can handle all dispute aspects on your own (a big hassle) — or trust an expert like Credit Glory.
Advantages when you partner with Credit Glory for help, include:
- A tested dispute process - Credit Glory uses a refined dispute process, with success removing negative items.
- Unmatched 100% Money-Back Guarantee - Qualify for a full refund if Credit Glory can't remove inaccurate negative items in 90-days.
- Best-in-class customer support - Disputes are generally complicated and involve waiting. Credit Glory beats DIY by a mile providing access to comprehensive customer support.
Erase inaccurate negative items for good w/ help from Credit Glory!
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!