When do hard inquiries fall off

Learn how long until they fall off--and if you can speed the process up.

Get My Free, 15-Minute Consultation! ➔
122 people signed up to FIX their
credit (in the last 60 minutes)!
122 people signed up to FIX their
credit (in the last 60 minutes)!
When do hard inquiries fall off

Hard inquiries fall off your credit report after two years. They only hurt your credit score for one year (12 months). Lenders that see more than six in the same 12 month period may deny you for being too high risk. Removing hard inquiries should be a top priority before applying for new credit.

Does your credit score go up when a hard inquiry drops off

Yes, your credit score does go up when a hard inquiry drops off.

Hard inquiries are used to track how much credit you've applied for in the last two years. When lenders see you applying a lot during this period, they may deny you for new credit.

Once the hard inquiry falls off, lenders never know you had it.

How Long Does It Take For Credit Checks To Fall Off?

If a credit check results in a hard inquiry then it will take 2-years to fall off your credit report.

How Many Points Does A Hard Inquiry Affect (+ Hurt) Your Credit Score?

Typically, a hard inquiry results in a drop of 5 points or less on your credit report. The better your credit, the lower the point drop.

How Many Points Will My Credit Score Increase When A Hard Inquiry Is Removed?

Your score will go up by around 5 points when a hard inquiry falls off after 2 years.

Get Your Inquiries Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 563-0402 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

Competitor 1
Competitor 2
Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.