Verified Collections Expert
Inquiry problems? We've got the answers.
Factual Data provides credit check services for lenders.
Factual Data is probably on your credit report as a hard inquiry. This usually happens when you apply for financing.
If a Factual Data hard inquiry is on your credit report, it's damaging your credit score (until it gets removed).
The good news? Getting Factual Data hard inquiries off your report shouldn't be difficult.
There are 3 primary ways to get a hard inquiry off your report.
- Send a dispute to Factual Data challenging the hard inquiry
- Send a dispute to all 3 credit bureaus challenging the hard inquiry
- Contact a credit repair agency to help you
What (Or Who) Is Factual Data On My Credit Report?
Factual data provides merged credit reports and is most commonly used when applying for a mortgage.
Why Did Factual Data Pull My Credit?
Factual data can pull your credit for several reasons including applying for a mortgage or bank loan.
What is Kroll Factual Data Inc.?
Kroll Factual Data Inc. is what shows on your credit report when you have an account in collections with Factual Data Inc. If you don't owe a debt to Factual Data, but they are showing on your credit report, you have options. Dispute (& remove) the record with help from a credit repair specialist (like Credit Glory).