Can you remove credit inquiries in 24 hours? Most likely not. But you have several options worth considering.
You'll need to call each company's credit department and provide one of four reasons for removal:
If calling doesn't work, you'll need to send a dispute to the credit Bureaus. You can create a dispute using the laws in the Fair Credit Reporting Act.
If your ID is stolen, you can remove hard inquiries by contacting the credit reporting agencies or the creditor (or w/ a dispute). If you aren't an ID theft vicitim, you'll have to wait 2 years for the hard inquiry to fall off your report.
A credit inquiry occurs when a lender looks at your credit report. When you apply for a loan or credit — and the lender checks your credit — it shows on your report as an inquiry. Having too many inquiries can lower your credit score.
You can remove hard inquiries from your credit report — if they are based on inaccurate information. The process involves disputing the inquiry, and a reputable company like Credit Glory can help. If the information is correct, they fall off your report in 2 years.
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