Credit inquiry removal in 24 hours?

Updated: 15th May, 2022
Ashley Astors
Verified Collections Expert

Can you remove credit inquiries in 24 hours? Most likely not. But you have several options worth considering.

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Speak with a live credit specialist to see if we can help improve your score

You'll need to call each company's credit department and provide one of four reasons for removal:

  1. The inquiry was not approved by you
  2. You felt pressured into approving the credit pull
  3. The number of inquiries was more than you expected
  4. Your report got pulled without your knowledge or authorization

If calling doesn't work, you'll need to send a dispute to the credit Bureaus. You can create a dispute using the laws in the Fair Credit Reporting Act.

How To Remove Hard Inquiries

If your ID is stolen, you can remove hard inquiries by contacting the credit reporting agencies or the creditor (or w/ a dispute). If you aren't an ID theft vicitim, you'll have to wait 2 years for the hard inquiry to fall off your report.

What Is A Credit Inquiry?

A credit inquiry occurs when a lender looks at your credit report. When you apply for a loan or credit — and the lender checks your credit — it shows on your report as an inquiry. Having too many inquiries can lower your credit score.

How To Get Hard Inquiries Off Your Credit Report

You can remove hard inquiries from your credit report — if they are based on inaccurate information. The process involves disputing the inquiry, and a reputable company like Credit Glory can help. If the information is correct, they fall off your report in 2 years.

Why choose Credit Glory?

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Price
$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of March 1st, 2022

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