You'll need to call each company's credit department and provide one of four reasons for removal:
If calling doesn't work, you'll need to send a dispute to the credit Bureaus. You can create a dispute using the laws in the Fair Credit Reporting Act.
In general, you need to meet one of the following three requirements in order to remove an inquiry from your report:
If your ID is stolen, you can remove hard inquiries by contacting the credit reporting agencies or the creditor (or w/ a dispute). If you aren't an ID theft vicitim, you'll have to wait 2 years for the hard inquiry to fall off your report.
A credit inquiry occurs when a lender looks at your credit report. When you apply for a loan or credit — and the lender checks your credit — it shows on your report as an inquiry. Having too many inquiries can lower your credit score.
You can remove hard inquiries from your credit report — if they are based on inaccurate information. The process involves disputing the inquiry, and a reputable company like Credit Glory can help. If the information is correct, they fall off your report in 2 years.
Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7)
Copyright © 2023 Credit Glory LLC. All rights reserved. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit Glory does not provide legal advice and is not a substitute for legal services. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Credit Glory requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.