Repairing your own credit, instead of using a credit repair company, is an option. But you probably can't do it fast. You'll need to study the FCRA and FDCPA to learn the laws necessary to word your disputes. Without proper understanding of these acts, you won't get fast results.
If you want fast results, the best option is to work with a professional. While you may not want to spend money doing it, the time you'll lose trying to create your own disputes may not be worth it.
Get Your Credit Score Improved Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-259-0327) or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.