Get the score you need for approval
Amazon reports that you're "more likely to be approved" for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.
If you apply for an Amazon Prime Rewards Visa Signature card, it results in a hard inquiry on your credit report. Usually, a hard inquiry causes your score to drop by around 5 points.
Typically, you are approved in a matter of minutes when applying for an Amazon Prime Rewards Visa Signature Card. An exception could be if they require more information to confirm your identity.
For the highest approval odds, a credit score of 700+ is required. You also need to be over 18 years old with a valid ID & SSN to qualify.
Amazon uses Chase for its credit cards. Chase uses all three credit bureaus and the FICO 8 model when making credit decisions.
Approval odds for the Amazon store card are good — if you have a score above 640. What if your score is too low? Let the reputable credit repair experts at Credit Glory help you dispute (& remove) any negative items — giving your score the boost it needs!
