Vantage Credit Union

Already a member of Vantage Credit Union? Or applying for a loan and want the lowest rate? Find out how to improve your credit score and greatly improve your chance of getting the absolute best terms, today!

Vantage Credit Union

Applying for a loan w/ Vantage Credit Union?

Whether you're applying for an auto, mortgage, or personal loan, Vantage Credit Union has extremely competitive rates. The problem? You need great credit to get those loan terms (if you want your best rates). Your first step to determine if you're eligible for top-tier rates is to pull your Credit Report.

You can review your Credit Report and find every inaccurate item (and can potentially get removed), or contact a Credit Repair company, like Credit Glory, to walk you through that entire process.

You can schedule a free consultation with Credit Glory, or call one of their Credit Specialists, here (855) 938-3044 ➔.

Vantage Credit Union vs. Major Banks

The short answer is... it completely depends (and your mileage may vary!). Not all Credit Unions are good. Not all banks are bad. Credit Unions, like Community 1st Credit Union , are great for high CD rates & low interest loans / credit cards. The trade off? They're not as good because their resources, generally, are more limited for website services, apps, etc.

Credit Unions, as member owned organizations, aren't trying to make a profit. It's that simple. Of course, like any other not-for-profit, some are run well. Others? Not so much. The ultimate goal? Benefiting their members and maximizing their experience. Community 1st Credit Union is a good example of a relatively well-run Credit Union. Their fees are minimal, their rates for all loan types are good, too.

Keep in mind, you'll have to apply for a membership to get accepted. This means they'll most-likely review your Credit Report & determine if you're eligible. We recommend speaking with a Credit Repair company, like Credit Glory, to understand how you can potentially improve (and fix) your Credit Score (before you apply for your Credit Union membership).

Banks, on the other hand, are in-it to make a profit. Generally, this means higher fees (on average). Banks also generally don't focus on the community the same way Credit Unions do. Credit Unions have memberships, while banks are generally open to anyone, anywhere. The primary pros of banks are generally better business services that are tailored to individual situations in a more comprehensive way. Also, if you plan to travel internationally, you save a lot of headache with a major bank account (and credit card).

Vantage Credit Union Main Office

  • ADDRESS: 4020 Fee Fee Rd
  • CITY, STATE ZIP CODE: Bridgeton, MO 63044
  • COUNTRY: United States
  • COUNTY: Saint Louis
  • PHONE: 314-298-0055
  • WEBSITE: http://www.vcu.com
  • CEO/MANAGER: Eric Acree

Vantage Credit Union History & Information

  • CREDIT UNION NAME: VANTAGE
  • CHARTER NUMBER: 67804
  • CREDIT UNION TYPE: FISCU
  • CREDIT UNION STATUS: Active
  • CORPORATE CREDIT UNION: No
  • CREDIT UNION CHARTER YEAR: 1957
  • CURRENT CHARTER ISSUE DATE: 21123
  • DATE INSURED: 33603
  • CHARTER STATE: Missouri
  • REGION: 3 - Western
  • FIELD OF MEMBERSHIP TYPE: Non-Federal Credit Union
  • LOW INCOME DESIGNATION: No
  • MEMBER OF FHLB: Yes
  • ASSETS: 908776718
  • PEER GROUP: 6 - $500,000,000 and greater
  • NUMBER OF MEMBERS: 77963

Start Fixing Your Credit, Today!

Don't let inaccurate items on your credit report hold you back. If you don't love us within your first 90-days, call to cancel (for a full refund). No hassle!