491 Credit Score

Is 491 a good credit score? Credit card & loan options. How to improve a 491 credit score.
A 491 Credit Score is pretty bad. FICO considers it "Very Poor". Your financial options are severely limited. The good news? Credit Repair (from companies like Credit Glory) are a fast, easy fix to boost your 491 score fast, today!
The good news?

Repairing your credit is one of the best ways to fix your score and unlock the happy lifestyle you and your family deserve in 2020.
A 491 Credit Score means:
✔ Credit Rating: Poor
✔ Loan Options: Limited-None
✔ Loan Cost: Extremely Costly
✔ Best Option: Credit Repair

Rebuilding Your 491 Credit Score

Removing inaccurate items from your credit is one of the fastest ways to fix it.

A Credit Repair company like Credit Glory can:
1. Evaluate Your Credit Report - Pull your credit report and identify all negative, harmful items that's keeping your 491 score suppressed.
2. Dispute Negative Items - Customize and send dispute letters to Bureaus to request getting those negative items off your report (for good).
3. Get Harmful Items Removed - A repair service like Credit Glory will continue disputing items on your behalf until they’re no longer harming your credit worthiness.
4. Improve Your Score - Once negative items begin falling off your report, you'll see a big boost to your score. This means better loan terms on a car, house, or personal loan.
Pro Tip: Credit Repair is one of the best ways to fix your credit and boost your score.

An industry leader like Credit Glory can guide you through this process. Give them a call @ (800-807-4388), or chat with them, today →
Call Us For Your FREE Consultation

Can I Get a Mortgage & Home Loan w/ a 491 Credit Score?

Getting a mortgage and home loan with a 491 credit score is going to be virtually impossible. Can it be done? Maybe, but there’s a few simple steps you can take to guarantee less headaches and higher chance of success.
The #1 way to get a home loan with a 491 score is repairing your credit.
After a few short months of repairing your credit (with an industry leader like Credit Glory), you’ll be in a much better position to get your ideal home loan terms.

Can I Get a Car / Auto Loan w/ a 491 Credit Score?

Trying to qualify for an auto loan with a 491 credit score is extremely expensive, if not downright impossible. There’s too much risk for a car lender without charging extremely high interest rates.
Even if you could take out an auto loan with a 491 credit score, you probably don’t want to.
There is good news though.

This is completely avoidable with a few simple steps to repair your credit.

Your best option at this stage is reaching out to a credit repair company to evaluate your score and see how they can fix it.

Can I Get a Personal Loan or Credit Card w/ a 491 Credit Score?

Like home and car loans, a personal loan and credit card is incredibly difficult to get with a 491 credit score.
A secured card with Discover or Capital One might be an option, but you may have to pay $500-$1000 just for a deposit. The fine print is confusing and more often than not you’ll end up in a worse situation than before you got your secured card.

You can save a ton of headache by repairing your credit and waiting a few short months until your score improves.
A 491 score means you likely have negative items on your report. Removing those negative items (or hard inquiries) is usually the quickest way to fixing your report.
We recommend speaking with a friendly credit repair expert online to help guide you through this process. Your consultation is completely free, no-pressure, and will set you on the right path toward boosting your score.

Increase Your Credit Score Today!

Call 800-807-4388
Schedule Consultation

Increase Your Credit Score Today!

Call 800-807-4388
Schedule Your Free Consultation