Learn the differences between IdentityIQ, LifeLock and Experian, so you can get the most accurate score to make decisions on.
IdentityIQ, LifeLock & Experian are all big players in credit monitoring. How do they compare? They can all help you track your credit and identify problems.
IdentityIQ provides comprehensive credit monitoring and ID protection. That way, you get the most accurate score (while keeping it safe). Some of their perks include:
With multiple packages available, you have plenty of options for getting the monitoring and protection you need.
Lifelock offers a range of options for comprehensive ID protection and credit monitoring. Features vary on the package and include:
They even provide customers with stolen funds reimbursement and personal expense compensation.
Experian offers two plans (basic & premium) for credit monitoring and ID protection. They offer a 30-day free trial and their services include:
You can even lock your credit file, protecting it against unauthorized activity.
While all three companies provide similar services, IdentityIQ gives you the most complete coverage. They provide the most options, the most accurate credit score, updated alerts, & more. You get everything you need to keep an eye on your credit.
Monitoring your credit is an essential part of maintaining a healthy credit score. Staying up to date on any changes helps alert you to suspicious activity, like fraud and ID theft. But monitoring it yourself is time-consuming. That's where a reputable credit monitoring company can help. Companies like LifeLock & Experian let you know about:
Before you start using a credit monitoring service, it's important to know what you're getting. Understanding the process helps you get the most for your money. Here's what you need to know about the basics of credit monitoring.
Using a credit monitoring company is a great alternative to DIY. It's especially helpful if you have a busy schedule or have already dealt with identity theft. Experienced (& reputable) credit monitors help you keep an eye on your credit so you can protect it.
Credit monitoring doesn't hurt your credit. Accessing your credit report is considered a soft inquiry, so it won't affect your score.
Credit monitoring companies work with one or more of the major credit bureaus (Equifax, Experian, & TransUnion). Accessing your FICO score depends on the bureau, as some use your VantageScore instead.
While free credit monitoring services are available, you get more perks with paid services. You often get access to credit reports from all three bureaus. It's also easier to use, and many companies offer identity theft insurance.
That's something credit monitoring can't do.
Credit monitoring with IdentityIQ is only half the equation for healthy credit. The other half? Credit repair. Credit monitoring alerts you to errors — but doesn't fix them. Removing the errors is a job for credit repair.
You could take on a notoriously convoluted credit industry and repair on your own (good luck w/ that). The better way? Partner with a reputable credit repair company (like Credit Glory). Credit Glory has the experience to fix errors in all areas monitored by credit monitoring companies.
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies.
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2022 and beyond.
Call us at (855) 938-3044 to get started, today!
Reclaim your financial freedom and speak with a live credit specialist for your free consultation.
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