When does a bankruptcy clear from credit report

Length of time before bankruptcies clear away for good

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When does a bankruptcy clear from credit report

Bankruptcies clear from credit reports after seven to ten years (unless removed). Chapter 7 falls off after ten (unless removed), while Chapter 13 falls off after seven. Both bankruptcies will lower your score up to 240 points (unless removed).

We recommend 5 steps until the bankruptcy clears from your credit report:

  1. Open two credit builder cards (payment history is 35% of your score)
  2. Open one credit builder loan (credit mix is 10% of your score)
  3. Find a friend or family member to add you to their old credit card(s)
  4. Find a friend or family member willing to co-sign for a home, apartment, or car
  5. Dispute the accounts for validity and accuracy

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 938-3044 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.