Depending on bankruptcy type, it shows on your credit report for 7–10 years. What can you do about it? If you can, dispute their claims. If you can't your next best option is rebuilding your credit — something Credit Glory can help with!
How long does a bankruptcy show on your credit report?
After a bankruptcy, it shows on your credit report for 7–10 years — depending on which type you take. The worse news? This negative item seriously hurts your credit score. Luckily, in some cases, you can remove them quicker — and Credit Glory can make it easier.
When should you try to remove a bankruptcy quicker? (& what can you do)
You can remove a bankruptcy quicker IF your info is reported inaccurately.
Common incorrect info includes:
- Names and addresses
- The reported balance
- Duplicate records
- Delinquency dates
If one (or more) items on this list aren't correct, it's your right to dispute their claim — and Credit Glory's experience can make it a lot easier!
How to rebuild your credit after bankruptcy
The best tool to rebuild your credit is a dispute. You have two options for disputing, DIY or help from a pro.
Here's how you can do it on your own (& why it isn't easy):
Step 1: Check your credit report for inaccurate items
Disputing negative items starts with identifying inaccurate reporting. Wondering how to find errors? Look at the detailed info for negative items from all 3 credit reports. Sound like too much work? An expert like Credit Glory makes the process a breeze.
Step 2: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 3: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 4: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Your easiest alternative to a DIY dispute is Credit Glory
For a simplified and painless dispute process, working with a pro (like Credit Glory) is the way to go. A pro knows disputing techniques, and how to support your claim. Then provides excellent support along the way. When that pro is Credit Glory, you also have confidence backed by high ratings (4.9/5.0 Stars) from thousands of satisfied customers.
Credit Glory makes it easy to dispute inaccurate items and rebuild your credit!
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 766-4803 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.