How long after chapter 13 to buy a house

It's possible, but will take patience.

How long after chapter 13 to buy a house

Buying a home after chapter 13 is possible, but will take time and patience.

Home loan lenders will rarely approve you with a bankruptcy for at least three years.

Your credit score post-bankruptcy will drop up to 200 points, giving you a "Very Poor" credit rating.

We suggest 5 steps to not have to wait long after chapter 13 to buy a house:

  1. Open two credit builder cards (payment history is 35% of your score)
  2. Open one credit builder loan (credit mix is 10% of your score)
  3. Find a friend or family member to add you to their old credit card(s)
  4. Find a friend or family member willing to co-sign
  5. Dispute the accounts for validity and accuracy

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (855) 938-3044 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

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