How does bankruptcy affect student loans

Learn about the Brunner test and more

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Bankruptcy can affect student loans by having it discharged. The burden will be on you to prove that the student loan is causing undue hardship on you and your dependents. If you can do this, the court will absolve you of your student loan debts.

Courts use a Brunner test to determine if they will discharge your student loans in bankruptcy:

  1. Cannot maintain a basic standard of living
  2. Will be living under unbearable circumstances for the remainder of the payment period
  3. Have made an earnest effort to pay back your student loans

Get Your Bankruptcy Removed Professionally

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-718-6029) or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Remove Your Bankruptcy, Today!

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Remove Your Bankrupcty, Today!

Schedule My FREE ConsultationCall 866-718-6029