The difference in impact of chapter 13 vs chapter 7 on your credit is three years. Chapter 13 will fall off after seven years versus chapter 7 falling off after ten (unless removed). Both types of bankruptcies will drop your score from 150 to 240 points (according to a 2010 FICO report).
Get Your Bankruptcy Removed Professionally
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (866-718-6029) or setup a consultation with them. They also happen to have incredible customer service.
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