If a settled account is showing on your credit report, your best option is to dispute the creditors claim. You can file a dispute on your own, but it's a ton of work. An easier way is with help from the credit repair experts at Credit Glory.
Why is a settled account showing on my credit report?
Unfortunately, even after settling an account, creditors may not remove it from your credit report. What's this mean for you? It means your score tanks, even though you've handled the account. The good news? You can hold creditors accountable and dispute their claims — & an expert like Credit Glory makes it easy!
Your best choice when an account has been settled but it's still on your report
Disputes are an excellent way to remove settled accounts from your credit report. How can you file a dispute? You have 2 options — DIY (which can be confusing & time-consuming) or simplify the process with an experienced credit repair company (like Credit Glory).
How to dispute (& remove) a settled account yourself
Disputing settled accounts on your own is possible — but it's a tedious process. Here are the steps to file a dispute:
Step 1: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 2: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 3: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Credit Glory makes your dispute easier (& protects against future issues)
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A proven disputing process, backed by a risk-free guarantee.
- Best-in-class support, so you always know what's going on with your dispute.
- Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)
Remove settled accounts from your credit report now with help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!