Student loans can be removed from your credit report if they're reported inaccurately, or if you've paid them off (but they're still on your report). In either case, you need to dispute the record to erase it from your credit report. The easiest way to file a dispute is when you team up with a credit repair expert, like Credit Glory.
Can student loans be removed from your credit report?
You can remove student loans from your credit report under two conditions.
- The loan is a private loan, with inaccurately reported information.
- You have paid off your student loan, but it's still showing on your credit report.
If either condition applies to your student loan, then you can remove the inaccurate item from your report with a dispute.
How do you remove student loans from your report?
A dispute is the best tool to remove a student loan from your credit report. What are your options for disputing? You can dispute 2 ways:
- DIY (which can be confusing & time-consuming) and often lead to undesirable results due to silly mistakes.
- Partner with a seasoned credit repair expert — like Credit Glory — and make disputes simple.
How to dispute (& remove) a student loan
Disputing any negative item (including student loans) DIY is possible — but it's a tedious & difficult process. Here are the steps to file a dispute:
Step 1: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 2: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 3: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Credit Glory makes your dispute easier (& protects against future issues)
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A proven disputing process, backed by a risk-free guarantee.
- Best-in-class support, so you always know what's going on with your dispute.
- Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)
Remove student loans from your credit report now, with help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Student Loans Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 990-2003 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
