How Long Do Defaulted Student Loans Stay On Credit Report

Defaulted student loan problems? We've got the answers.

Defaulted student loans stay on your credit report for seven years (unless removed).

Defaulted student loans become collection accounts.

These collection accounts will lower your score up to 100 points. This will stop you from qualifying for credit cards, cars, and a home for at least three years.

The fastest way to remove defaulted student loans is by disputing. Learning to properly dispute can take time and requires studying the FCRA and FDCPA. Working with a professional is sometimes the fasest way to remove them. Otherwise they will stay for the entire seven year period.

Get Your Student Loans Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (800-807-4388) or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Get Your Credit Repaired, Today!

Let us repair your credit before your next big purchase. If we can't remove any negative items within 90 days, we will give you a full refund, no questions asked.