3 Ways to Vacate A Judgment (& Save Your Credit)

Learn why vacating inaccurate judgments is important (& the 3 ways you can fight them). Find out how disputing errors is easier w/Credit Glory.

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Judgments have a significant impact on your credit score — and stay on your credit report for 7 years! Did you know that up to 70% of judgments are awarded in error? Vacating a judgment is a way to remove it (& protect your credit). The easiest way to remove errors from your credit report is w/help from a credit pro (like Credit Glory).

What is a vacated judgment?

If a creditor made legal errors in a lawsuit against you, you have the right to appeal. Doing this asks the court to vacate (or void) the original judgment because you weren't given a fair trial. Successfully vacated judgments mean the creditors have to re-file their lawsuit, and can't collect on any debts.

The good news? Up to 70% of judgments are awarded in error. Vacating a judgment makes it void, so it's no longer on your credit report. If there's a good reason to think a judgment is inaccurate — consider having the judgment vacated.

3 Ways to vacate (& remove) inaccurate judgments

You need a strong case and the right evidence to vacate a judgment. That means showing the court errors, and mistakes prevented you from getting a fair trial. Vacating and removing judgments is not an easy process. Here's what you can do to fight a judgment:

1. Appeal the original ruling

Did the collection agency make an error filing the lawsuit? Were you not notified of your right to dispute debts w/in the first 30 days? If you weren't properly served or the collection agency didn't follow the law, you have grounds to appeal.

2. Have the debt verified

Debt records aren't always accurate — and you don't want to be stuck with a debt that isn't yours. Having the debt verified is important. Not only does the collection agency have to provide proof it's yours, but if they don't, you can dispute it.

3. Dispute the debt

If there's no evidence proving the debt is yours, you can dispute it. Your next option is sending a dispute letter to credit bureaus with the proof for your claim to have it removed. An easier alternative is having a credit repair company (like Credit Glory) dispute it for you.

Bottom line (& why it matters for you)

While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.

Why repair your credit w/Credit Glory vs DIY?

Removing inaccurate collections (& other errors) helps improve your credit (& boost your score). DIY credit repair is a headache. Partnering w/Credit Glory is often a simpler alternative. Why?

  • Easier - Making a mistake disputing DIY costs you. Credit Glory helps you build a strong case for disputing inaccurate collections (& boosting your score).
  • Saves you money - An unsuccessful dispute leaves you stuck with debt (& poor credit). Credit Glory helps you boost your score — which means saving money on loans (& interest rates).
  • Top-class customer support - Credit Glory has best-in-class customer service to answer questions and keep you updated. Credit Glory even offers an industry-leading 100% money-back guarantee (if no errors are removed in the first 90 days).

Start building better credit with help from Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.

Call us at (855) 938-3044 or set up a consultation to get started, today!

Get Your Negative Items Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

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$99/m (+ small, one-time $100 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
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Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
Money-back guarantee
A+ BBB rating (4/5 stars)
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C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Supercharge Your Future & Credit Score, Today!

Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7) 855 938-3044.