What Do Outstanding Judgments Mean For Your Credit (& Can You Remove Them)?

Facing an outstanding judgment is stressful. Not only do you have to pay the balance of the debt, but additional fees as well. What can you do? 70% of judgments are awarded in error & if you're dealing w/an inaccurate judgment you can dispute it. You can dispute mistakes yourself, but it's easier w/help from a pro (like Credit Glory).

What is an outstanding judgment (& how does it hurt your credit)?

An outstanding judgment happens when a creditor wins a court case over debt but hasn't been paid. Outstanding judgments can cost you — big time. Not only do you still owe the remaining debt, but you can also owe the creditor's court costs & interest on what you owe. It gets worse!

Judgments also do long-term damage to your credit. They stay on your credit report for 7 years. That's not the worst part. If you don't pay them, you can have your wages garnished — or even face liens on your property. Not good!

Can you remove judgments from your credit report?

While you can't dispute verified debts, you can dispute errors on your report. Finding inaccuracies can be tricky, so what do you look for? Common areas to check for errors include:

• Personal information

• Inaccuracies w/account status

• Fraudulent accounts

• Balance errors

• Data mistakes

Finding these errors is tricky (& time-consuming). Working with a credit repair expert (like Credit Glory) simplifies the process.

Could your negative items (like judgments) be reported inaccurately?

Unfortunately, the Federal Trade Commission (FTC) claims that 20% of all reports contain (at least) 1 error! The penalty for negative items is a damaged credit score, which can wreak havoc on your financial future. How can you protect yourself? Your best weapon to hold creditors accountable is a dispute. That's where a credit repair expert (like Credit Glory) can make the process super easy.

Why disputing inaccurate judgments is important

Inaccurate judgments on your credit report have serious consequences. That's why it's important to dispute & remove them. A strong credit score opens the door to things like:

• Better options for mortgages, personal, & auto loans

• Qualifying for lower (& better) interest rates

• Faster approval on loans (great for financial emergencies)

While you can identify and dispute errors yourself, it's challenging (& time-consuming). Credit repair pros (like Credit Glory) make finding and disputing errors fast (& easy).

Bottom line (& why it matters for you)

While you can check your credit, look for errors, and dispute them yourself, it takes time (& hard work). Looking for an easier alternative (that's less hassle)? Consider working with a credit repair expert — like Credit Glory. They do the work for you, so you don't have to.

Why repair your credit w/Credit Glory vs DIY?

Removing inaccurate collections (& other errors) helps improve your credit (& boost your score). DIY credit repair is a headache. Partnering w/Credit Glory is often a simpler alternative. Why?

• Easier - Making a mistake disputing DIY costs you. Credit Glory helps you build a strong case for disputing inaccurate collections (& boosting your score).

• Saves you money - An unsuccessful dispute leaves you stuck with debt (& poor credit). Credit Glory helps you boost your score — which means saving money on loans (& interest rates).

• Top-class customer support - Credit Glory has best-in-class customer service to answer questions and keep you updated. Credit Glory even offers an industry-leading 100% money-back guarantee (if no errors are removed in the first 90 days).

Dispute errors easily (& boost your score) w/help from Credit Glory

Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)

Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.

Call us at (855) 938-3044 or set up a consultation to get started, today!