If a deceased person is on your credit report a notification of death letter should remove them. What if it doesn't? It means you have an error on your credit report that could be dragging your score down. Team up with a credit repair expert, like Credit Glory, for help removing the inaccurate record.
What you should do if a notification of death letter doesn't remove a deceased person from your report.
Occasionally, you may find yourself in a situation where a deceased person is on your credit report. This can happen if they were:
- authorized users
- spouses
- or relatives
A notification of death letter is supposed to remove them from your credit report. The problem? Sometimes it doesn't work, and that could lead to problems.
If the inaccurately reported person contributed to an activity that hurt your credit score, removing them may boost your score. What's the easiest way to remove a dead person (or any inaccurate info) from your credit report? Dispute the information, and if you need help, a repair expert like Credit Glory makes the process simple.
When can you dispute negative items (& rebuild your credit)
You can dispute negative items IF your info is reported inaccurately.
Common incorrect info includes:
- Names and addresses
- The reported balance
- Duplicate records
- Delinquency dates
If one (or more) items on this list aren't correct, it's your right to dispute their claim — and Credit Glory's experience can make it a lot easier!
How to dispute and boost your credit (& why a pro makes it easier)
The best tool to rebuild your credit is a dispute. You can dispute either DIY or w/help from a professional (like Credit Glory). Here is the process (& why working w/an expert is the easiest way).
Step 1: Check your credit report for inaccurate items
Disputing negative items starts with identifying inaccurate reporting. Wondering how to find errors? Look at the detailed info for negative items from all 3 credit reports. Sound like too much work? An expert like Credit Glory quickly finds mistakes, making the process a breeze.
Step 2: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner like Credit Glory handles this for you, removing the headache.
Step 3: Collect supporting docs
If you can find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. The catch? Make sure you send copies — not originals. Optionally, Credit Glory makes this easier, knowing exactly what to send (& where to send it).
Step 4: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed. If you let Credit Glory help, you have access to support throughout the whole dispute process.
What's your easiest way to find (& dispute) any inaccurate items: DIY or w/help from Credit Glory?
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A tested dispute process - Credit Glory uses a refined dispute process, with success removing negative items.
- Unmatched 100% Money-Back Guarantee - Qualify for a full refund if Credit Glory can't remove inaccurate negative items in 90-days.
- Best-in-class customer support - Disputes are generally complicated and involve waiting. Credit Glory beats DIY by a mile providing access to comprehensive customer support.
Boost your score today w/help from Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Negative Items Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.
