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A junior lien, sometimes called a second mortgage, is a loan that uses your house as collateral. What does this mean for your credit? If you don't make your payments it can lead to negative items like debt, foreclosure, and bankruptcy. Team up with an expert like Credit Glory to start rebuilding your credit after negative items today.
A junior lien is the same thing as a second mortgage — or a loan where your house is used as collateral. While this won't hurt your credit, the side effects of non-payment could be destructive. This could lead to a foreclosure account that seriously damages your credit.
What can you do if a lien has led to collections that hurt your credit? Your best bet is to start rebuilding your credit. The best way to do that? Find (& dispute) any inaccurate negative items. Sound difficult? Team up with a knowledgeable expert (like Credit Glory) and make rebuilding your credit a breeze.
You can dispute negative items IF your info is reported inaccurately.
Common incorrect info includes:
If one (or more) items on this list aren't correct, it's your right to dispute their claim — and Credit Glory's experience can make it a lot easier!
The best tool to rebuild your credit is a dispute. You can dispute either DIY or w/help from a professional (like Credit Glory). Here is the process (& why working w/an expert is the easiest way).
Disputing negative items starts with identifying inaccurate reporting. Wondering how to find errors? Look at the detailed info for negative items from all 3 credit reports. Sound like too much work? An expert like Credit Glory quickly finds mistakes, making the process a breeze.
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner like Credit Glory handles this for you, removing the headache.
If you can find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. The catch? Make sure you send copies — not originals. Optionally, Credit Glory makes this easier, knowing exactly what to send (& where to send it).
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed. If you let Credit Glory help, you have access to support throughout the whole dispute process.
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals is here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2023 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
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Copyright © 2023 Credit Glory LLC. All rights reserved. 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit Glory does not provide legal advice and is not a substitute for legal services. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. Credit Glory does not guarantee the permanent removal of verifiable tradelines or make promise(s) of any particular outcome whatsoever. Credit Glory requires active participation from its clientele regarding requested documents and information, including investigation results, for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.