Getting a judgment removed from public records can be tricky. You need to file a motion with the court and wait for approval. Is the judgment showing on your credit report? The good news is that it's much easier to remove the record from your credit report. If it is based on inaccurate information, dispute the record for removal.
How to remove judgments from public record (& your credit report)
You need to set a court date and file a motion to get a judgment removed from your public record. However, if you want to save your credit in an easier way, consider disputing the record. Identifying — & disputing — any inaccurate negative items can boost your score. You can file a dispute on your own or trust an expert (like Credit Glory) and simplify the whole affair.
When can you dispute negative items? (& rebuild your credit)
To find inaccurate negative items, you need to know what to look for. After all, you can dispute negative items IF your info is reported inaccurately.
Common incorrect info includes:
- Names and addresses
- The reported balance
- Duplicate records
- Delinquency dates
If one (or more) items on this list aren't correct, it's your right to dispute their claim — and Credit Glory's experience can make it a lot easier!
How to rebuild your credit after a judgment using a dispute. (& how a pro can help)
Disputing inaccurate judgments on your credit report on your own is possible — but it's a tedious process. Here are the steps to file a dispute:
Step 1: Write a dispute letter
There are several options for drafting a dispute letter. You can start from scratch — or find a template online. The tricky part is finding a legit template — especially when Google gives over 74 million search results! On the other hand, a partner (like Credit Glory) can simplify the process with proven results.
Step 2: Collect supporting docs
If you find a legit sample letter, you need to clearly state your name, address, and what you are disputing. Then collect all relevant documents to support your claim. A key here is ensuring you send copies — not originals.
Step 3: Wait for a decision
If you manage to write a letter, compile the documents, and find out where to send your letter — the last step is waiting for results. Assuming you did everything perfectly, the dispute results are sent to you in writing. The result? After a long wait — sometimes months — the record may be removed.
Credit Glory makes disputing easier (& protects against future issues)
Handling the dispute process on your own is tedious and time-consuming. An easier way? Let Credit Glory — a dispute expert — handle the whole process (saving you time & money).
Choosing Credit Glory for help with your dispute provides:
- A proven disputing process, backed by a risk-free guarantee.
- Best-in-class support, so you always know what's going on with your dispute.
- Long-term protection against future errors with comprehensive credit monitoring (provided by IdentityIQ)
Boost your score with Credit Glory
Disputing negative items on your credit report is hard work! It takes a lot of time, effort, organization, and follow up. The good news? Our team of credit repair professionals are here to simplify everything! Let your dedicated credit repair expert relieve you of the stress, hassle, and time needed to fight your inaccuracies and boost your credit score (FAST!)
Credit Glory is a credit repair company that empowers consumers with the opportunity and knowledge to reach their financial dreams in 2021 and beyond.
Call us at (855) 938-3044 or set up a consultation to get started, today!
Get Your Negative Items Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 958-1271 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.