Medical Collection Letter

Questions about Medical Bills in Collections? We've got answers.

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medical collection letter

Use this medical collections letter: "I am requesting you to provide me with a validation of the debt that you spoke of earlier. This is not a refusal to pay, simply my notice that your claim is in dispute and that validation is demanded. (15 USC 1692g Sec. 809 (b))."

It's that simple. Easy, huh?

The hard part comes when the collector continually responds that everything is valid and accurate. It can be much easier to work with a professional to remove your medical debt. Many companies spend years learning how to consistently dispute medical collections.

Unfortunately, making effective disputes to remove medical collections can be hard. There are hundreds of ways to word them. You’ll need to spend time studying the FCRA and FDCPA to learn to properly form a dispute.

Get Your Medical Bills Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 498-0273 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

Competitor 1
Competitor 2
Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
None
Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
No BBB rating (2/5 Stars)
C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

Start Fixing Your Credit, Today!

Call and start your credit repair process, today! Don't let inaccurate items on your credit report hold you back.