Medical Bill Sent To Collections Without Notice

Questions about Medical Bills in Collections? We've got answers.

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There are 3 ways to get a medical bill sent to collections (without notice) off your report: 1) Send a goodwill letter asking for relief, 2) Negotiate to delete the reporting of the medical bill in return for payment (also called a Pay For Delete), 3) dispute the account until removal.

This step-by-step process breaks these down further:

  • Write and send a goodwill letter asking for relief (explain your situation)
  • Call and attempt to negotiate a deletion in return for payment (Pay for Delete)
  • Mail the collector asking for proof of your debt
  • File a dispute (online or by mail) with Experian, TransUnion, and Equifax to verify the account
  • If none of the above work, decide if paying is worth it (remember: it doesn’t help your score)

Can Medical Bill Be Sent To Collections Without Notice?

Yes, medical bills can be sent to collections without notice — and you may not realize it until it's on your credit report. A collection on your credit report hurts your score, and the first thing you should do is have the debt verified. Unverified debts can be disputed, and the fastest (& easiest) way is with help from Credit Glory.

Why Were My Medical Bills Sent To Collections Without Notice?

Because of the assumption you know you owe money that insurance didn't cover, medical debt can be sent to collections with no notice. This has a severe impact on your credit score, so be sure to have the collection agency verify the debt. If they can't prove it's yours, your best option is having Credit Glory dispute it for you.

Get Your Medical Bills Professionally Removed

In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.

If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 498-0273 or setup a consultation with them. They also happen to have incredible customer service.

Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.

Why choose Credit Glory?

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Price
$99/m (+ small, one-time $199 review & setup fee charged once your letters are sent)
$90–$130/m ($130 most popular)
$79/m (+$79 review/setup fee)
Customer Service
Mon - Fri: 9AM - 8PM
Sat & Sun: 9AM - 5PM
5 days/wk (M-F), 7 A.M.–7 P.M.
5 days/wk (M-F) 9AM-5PM
Guarantee
Industry-leading 90-day, 100% money-back guarantee (if we remove no negative items)*
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Money-back guarantee
Reputation
A+ BBB rating (4/5 stars)
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C- rating w/BBB
*Less the initial setup fee
Accurate as of October 28th, 2020

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