Medical bills can go to collections whenever the provider chooses. They are within their rights to sell your debt to collectors anytime. But collection agencies must wait 180 days (6 months) before reporting medical debt to your credit report. This provides you time to make payment.
How Long Do You Have To Pay A Medical Bill Before It Goes To Collections?
Depending on the provider, you have between 60 and 180 days before medical debt is turned over to a collection agency.
Can Medical Bills Be Sent To Collections If You Are Making Payments?
Even if you are making payments on medical debt, it can still be turned over to collections. Making small or late payments can get your bill handed to a collection agency.
Get Your Medical Bills Professionally Removed
In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. It's so much less stress, hassle, and time to let professionals identify the reasons for your score drop.
If you're looking for a reputable company to increase your credit score, we recommend Credit Glory. Call them on (833) 498-0273 or setup a consultation with them. They also happen to have incredible customer service.
Credit Glory is a credit repair company that helps everyday Americans remove inaccurate, incomplete, unverifiable, unauthorized, or fraudulent negative items from their credit report. Their primary goal is empowering consumers with the opportunity and knowledge to reach their financial dreams in 2020 and beyond.