Can Medical Bills Be Sent To Collections If You Are Making Payments

Updated: 1st July, 2022
Ashley Astors
Verified Credit Expert

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Providers can send your medical bills to collections even if you're making payments. The law has special rules for this. Collection agencies must wait 180 days (6 months) before reporting the debt to your credit. This gives you time to pay the medical bills off.

Can A Company Send You To Collections If You Are Making Payments?

A company can send you to collections if you have defaulted on a debt — even if you are making payments. If there is debt that you haven't defaulted on, but it's on your credit report, you can dispute it. Challenge their reporting with a dispute when you work with the experts at Credit Glory.

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