FREE CONSULTATION
Studies show that 80% of your life's biggest decisions will involve credit.
We'll help repair your credit so you can boost your score and get your first mortgage!
Don't get denied for an auto loan with bad credit. We'll remove your disputes and help you get approved.
Reduce your stress. Reach your financial goals you've been aiming for!
Without good credit, your chances of finding a great job just simply aren't as good.
Better credit? Better interest rates. Banks see your credit score and offer lower rates if your score is higher.
Stop getting denied for credit cards. We'll help to boost your score so you can get approved for those cards.
79% of credit reports contain mistakes. By law, the Bureaus must prove it or remove it.
We'll dispute your negative items quickly and efficiently.
79% of credit reports contain mistakes. By law, the Bureaus must prove it or remove it.
Free phone consultation (required by law) to ensure our services will benefit your unique situation.
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start (we’ll show you where to get these).
We go after creditors and Bureaus on your behalf, handling all legal paperwork and document processing. If items are not removed on the first round of challenges, we customize and adapt our methods for the next, ultimately having success or your money back.
What you don’t deserve is to be penalized for years and years because of financial mistakes made in the past. Your credit doesn’t have to hold you back forever, and the debt that comes along with it doesn’t have to be scary and stressful. Every month we help thousands of clients in and around New York (all of the boroughs–Manhattan, Brooklyn, Queens, Bronx, and Staten Island) get their credit repaired and debts taken care of so they can get the job, car, house, credit cards, they need to get on with their life. We’re big believers in second chances, and we’re prepared to work hard so you and your family can live the lifestyle you’re working hard to achieve.
We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more.
100+ Reviews
Michael C.
7 / 27 / 18
"With quite a few dodgy episodes with finances in the past, my credit score was stopping me accessing loans a lot. With Credit Glory I've had major improvements to my score that has made a real difference to my ability to get money. Very happy! "
150+ Reviews
Nick N.
4 / 15 / 19
"Was really pleased with the service that I received. I worked with them for a period of 4 months and my score improved well over 100 points. They eliminated a lot of outdated and incorrect information that was hurting my score. The process was really easy and efficient! I highly recommend Credit Glory for anyone who needs help repairing their credit and raising their score! "
75+ Reviews
Valerie W.
9 / 23 / 19
"I am extremely happy with the experience I had with Credit Glory. I’m always wary of stuff like this but I needed to work on my credit so I bit the bullet and I’m so happy I did! I was able to get a lot of incorrect or negative information off of my credit report and my credit score increased by 45 points already! "
If we’re unable to delete at least 1 negative item from your credit report after 90 days of work, you may ask for a full refund. No questions asked. We understand that many seek our services during times of hardship and this is our way of ensuring we are only ever a positive influence during that time. Thank you.
We offer two benefits to our clients. The first and primary benefit of joining our program is that we create and send specialized disputes on your behalf that are targeted to remove your specific negative items. Most consumers can get the loans they need by having a clean credit report. The second benefit is that we’ll help you build positive credit history if you have a lack of it. These two services combine to help you get qualified for the money you need.
This is the most frequent question we get, and unfortunately there’s no straight-forward answer to it. The reason there’s no clear answer is because it’s entirely dependent upon the companies that own your debt (creditors and collection agencies) and how they deal with our disputes internally. There are tens of thousands of these companies and each one is run differently from the next. While the ones that own your specific debt may respond positively to our disputes and delete your items within 30-45 days, others can take longer. While there is variance in the timeline, we do see, on average, a 103 point increase for our customers over a 6 month period.
The most common items we delete are collections & charge offs (loans, student, medical, credit cards, utility bills, phone bills, and anything else belonging to a collection agency), public records (bankruptcies 7 & 13, judgements, tax liens state & federal), late payments, child support, repossessions, foreclosures, inquiries, personal information, and more. Over the years we have deleted every type of negative item imaginable.
We delete negative items from the major 3 Bureaus: TransUnion, Equifax, Experian. We also delete information from ChexSystems for clients that need help with bank accounts.
When you go to a lender seeking a loan they pull your credit reports to help them make an educated decision on if they should give you money. The information on your credit report is bought by these lenders from the Bureaus. Just like you pay a monthly fee to subscribe to Netflix to watch your favorite shows, lenders pay a monthly fee to subscribe to TransUnion, Equifax, and Experian to pull your credit reports.
It is 100% legal. The FCRA and FTC grant you, the consumer, the right to challenge all items on your credit report. We’ve helped our clientele qualify for home loans, car loans, credit cards, jobs, and more, since 2001, and there are hundreds of reviews online about our service. We operate under the Credit Repair Organizations Act (CROA) and adhere to all guidelines therein.
Yes. Because of the nature of credit repair and the fact that we cannot, by law, guarantee you results, we provide a 100% money-back guarantee in the case that we’re unable to delete any negative information from your credit reports after 90 days of service.
FICO scores are included in the reports that lenders get from the Bureaus. A FICO score uses a proprietary algorithm (created by a company called FICO) that generates a score based on all of the items on your report. It’s a way for lenders to get a quick idea of how big of a risk you are to loan money to without having to go through all your reports line by line. Keep in mind that there’s not just a single FICO score; there are many FICO versions that are all slightly different. On top of that, each Bureau has their own slightly modified versions. Just be aware that you may get FICO scores from different companies that are slightly different.
The majority of our clientele come from the greater New York City area: Manhattan, Bronx, Brooklyn, Queens, Staten Island, Long Island, Jersey City, Newark, et al. We provide in-person audits at our office: 234 5th Ave #200, New York, NY 10001. To schedule an appointment please call (212) 658-1116, 8am-5pm EST.
Once signed up, send us an email to hello@creditglory.com and we’ll make sure it’s applied. If you’re being referred by a mortgage broker or other business, we need the name of the person who provided you with the code as well.
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Copyright © 2019 Credit Glory, Inc. All rights reserved. 234 5th Ave #200, New York, NY 10001. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit Glory, Inc does not provide legal advice. Credit Glory, Inc does not guarantee the permanent removal of verifiable tradelines. Credit Glory, Inc requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.