Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7). 855 938-3044
Many of your life's biggest decisions will involve credit. Don't get caught unprepared.
Don't allow errors on your credit to stop you from getting the home of your dreams.
Don't get denied for an auto loan due to credit errors. Your dream car awaits.
Reduce your stress. Reach your financial goals you've been aiming for!
Your chances of finding a great job with errored credit aren't as good. Fair? No. Reality? Yes!
Better interest rates. Errors may lower your score, such as debt that you don't owe.
Healthy credit? Better credit card approval odds. You'll get top tier rates & the best terms.
According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors.
No obligations. Cancel anytime.
Phone consultation to ensure our services will benefit your unique situation, and not waste your time!
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start.
We go after creditors and Bureaus on your behalf, handling all intricate paperwork and document processing.
You shouldn’t have to wait years to continue your life because of a a few financial mishaps in the past. We’ve helped thousands of clients in your exact situation in and around Miami & the greater Florida state repair their credit so they can continue living the life they’ve worked hard to attain. No matter what you have, we can help you: credit card collections, unpaid medical bills, student loans, judgements, bankruptcies, repos, late payments, to name just a few, are all items we remove on a daily basis, changing the lives of our clients forever. Call us and learn how we can help you achieve your goals and live the lifestyle you deserve.
We've helped thousands of people remove errors from their report to get mortgages, auto loans, and so much more.
If you’ve been denied loans, credit cards, jobs, or anything else, as a result of bad credit, we can help. Our primary service creates disputes highly tailored to target your specific negative items with the end goal of permanent deletion from your reports, ultimately boosting your scores. For those suffering from a lack of positive credit history, we will layout a step-by-step plan to build new credit.
By law, no credit repair business in Florida is allowed to guarantee results. Many clients can expect to see a significant boost within the first 30-45 days of service.
If we assume that your largest issue is collection or charge-off accounts, the reason is simply because there are tens of thousands of debt collection agencies that own those accounts and each one of them operates differently. The process can take anywhere from 30 days to 9 months to get a result- however, no result is guaranteed.
Yes we can. We have disputed virtually every type of negative item on a credit report, and in the cases of real errors existing had a lot of success. While this is not an exhaustive list of the items that can hurt your credit worthiness, here are some of the items we’re talking about: bankruptcies (7 & 13), tax liens (state & federal), judgements, public records, collections and chargeoffs (any type of loan, even federal student loans, medical, credit cards, utilities, phone service, etc.), late payments, hard inquiries, child support, repos, foreclosures, names, addresses, ssns, and more. We’ve deleted every type of tradeline imaginable. If it’s hurting your scores we can go after it.
We dispute information with the 3 major Bureaus called TransUnion, Experian, and Equifax. These are the companies that lenders get their credit reports from. For those looking for help getting bank accounts we can also assist with that and dispute ChexSystems.
Just how you pay a monthly fee to get service to Netflix, lenders pay these Bureaus a yearly fee so that they can pull information about you in the form of credit reports. By using our service and cleaning your credit report of negative items, lenders won’t disqualify you for getting the loans you need (or the credit cards or job you need).
FICO is an algorithm created by the Fair Isaac Corporation. This algorithm generates a number between 300-850 that represents all of the items on your credit report. The higher the number the lower the risk you are and the more willing lenders will be to work with you. 30% of the score is made up of amounts owed, 10% is made up of new credit, 15% is made up of the age of the accounts, 10% is a mix of different kinds of credit you have, and the final 35% is your payment history. All other scores are typically called FAKO scores as they’re fairly irrelevant since lenders don’t use them.
100% legal. The ability to dispute and challenge negative information is granted to you under the Fair Credit Reporting Act (FCRA). All credit repair businesses are regulated under the Credit Repair Organizations Act (CROA). You may have seen a warning about credit repair companies — they pop up in the media and on local government websites from time to time. Unfortunately, that’s a byproduct of one too many fraudsters entering the industry at one time or another, typically taking advantage of consumers in a rush to get a home or car loan. You can typically identify these fraudulent companies by the simple fact that they are more than happy to guarantee results and that they often require payment up front, both of which are forbidden under the CROA.
If you're unhappy with us for any reason within the first 90 days, we'll give you a full refund, no questions asked.
We service customers from all of Florida, but the majority of our clientele come from the greater Miami, FL area: Hialeah, Pembroke Pines, Hollywood, Kendall, Miami Beach, Key Biscayne, Homestead, et al. We provide in-person audits at our Miami office: 14 NE 1st Ave #1000, Miami, Florida 33132. To schedule an appointment please call (713) 766-1595, 8am-5pm EST.
Reclaim your financial freedom and speak with a live credit specialist for your free consultation.
