Studies show that 80% of your life's biggest decisions will involve credit.
We'll help repair your credit so you can boost your score and get your first mortgage!
Don't get denied for an auto loan with bad credit. Your dream car awaits.
Reduce your stress. Reach your financial goals you've been aiming for!
Without good credit, your chances of finding a great job just simply aren't as good.
Better credit? Better interest rates. Banks see your credit score and offer lower rates if your score is higher.
Stop getting denied for credit cards. We'll help to boost your score so you can get approved for those cards.
According to studies, 79% of credit reports contain mistakes or serious errors.
We'll dispute your negative items quickly and efficiently.
79% of credit reports contain mistakes. By law, the Bureaus must prove it or remove it.
Free phone consultation (required by law) to ensure our services will benefit your unique situation.
Signing up takes minutes; we only need a few pieces of info and a credit report from each Bureau to start (we’ll show you where to get these).
We go after creditors and Bureaus on your behalf, handling all legal paperwork and document processing. If items are not removed on the first round of challenges, we customize and adapt our methods for the next, ultimately having success or your money back.
You shouldn’t have to wait years to continue your life because of a a few financial mishaps in the past. We’ve helped thousands of clients in your exact situation in and around Miami & the greater Florida state repair their credit so they can continue living the life they’ve worked hard to attain. No matter what you have, we can help you: credit card collections, unpaid medical bills, student loans, judgements, bankruptcies, repos, late payments, to name just a few, are all items we remove on a daily basis, changing the lives of our clients forever. Call us and learn how we can help you achieve your goals and live the lifestyle you deserve.
We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more.
7 / 27 / 18
"With quite a few dodgy episodes with finances in the past, my credit score was stopping me accessing loans a lot. With Credit Glory I've had major improvements to my score that has made a real difference to my ability to get money. Very happy! "
4 / 15 / 19
"Was really pleased with the service that I received. I worked with them for a period of 4 months and my score improved well over 100 points. They eliminated a lot of outdated and incorrect information that was hurting my score. The process was really easy and efficient! I highly recommend Credit Glory for anyone who needs help repairing their credit and raising their score! "
9 / 23 / 19
"I am extremely happy with the experience I had with Credit Glory. I’m always wary of stuff like this but I needed to work on my credit so I bit the bullet and I’m so happy I did! I was able to get a lot of incorrect or negative information off of my credit report and my credit score increased by 45 points already! "
If we’re unable to delete any information from your credit report after 90 days of work, you may ask for a full refund. No questions asked. We understand that many seek our services during times of hardship and this is our way of ensuring we are only ever a positive influence during that time. Thank you.
If you’ve been denied loans, credit cards, jobs, or anything else, as a result of bad credit, we can help. Our primary service creates disputes highly tailored to target your specific negative items with the end goal of permanent deletion from your reports, ultimately boosting your scores. For those suffering from a lack of positive credit history, we will layout a step-by-step plan to build new credit.
By law, no credit repair business in Florida is allowed to guarantee results. That said, on average our clients expect to see about a 103 point increase over 180 days. Many clients can expect to see a significant boost within the first 30-45 days of service.
If we assume that your largest issue is collection or charge-off accounts, the reason is simply because there are tens of thousands of debt collection agencies that own those accounts and each one of them operates differently. Some may require a full 6 months of disputing while others will delete the information from your reports after our first dispute.
The short answer is yes. We have deleted virtually every type of negative item on a credit report. While this is not an exhaustive list of the items that can hurt your credit worthiness, here are some of the items we’re talking about: bankruptcies (7 & 13), tax liens (state & federal), judgements, public records, collections and chargeoffs (any type of loan, even federal student loans, medical, credit cards, utilities, phone service, etc.), late payments, hard inquiries, child support, repos, foreclosures, names, addresses, ssns, and more. We’ve deleted every type of tradeline imaginable. If it’s hurting your scores we can go after it.
We dispute information with the 3 major Bureaus called TransUnion, Experian, and Equifax. These are the companies that lenders get their credit reports from. For those looking for help getting bank accounts we can also assist with that and dispute ChexSystems.
Just how you pay a monthly fee to get service to Netflix, lenders pay these Bureaus a yearly fee so that they can pull information about you in the form of credit reports. By using our service and cleaning your credit report of negative items, lenders won’t disqualify you for getting the loans you need (or the credit cards or job you need).
FICO is an algorithm created by the Fair Isaac Corporation. This algorithm generates a number between 300-850 that represents all of the items on your credit report. The higher the number the lower the risk you are and the more willing lenders will be to work with you. 30% of the score is made up of amounts owed, 10% is made up of new credit, 15% is made up of the age of the accounts, 10% is a mix of different kinds of credit you have, and the final 35% is your payment history. All other scores are typically called FAKO scores as they’re fairly irrelevant since lenders don’t use them.
100% legal. The ability to dispute and challenge negative information is granted to you under the Fair Credit Reporting Act (FCRA). All credit repair businesses are regulated under the Credit Repair Organizations Act (CROA). You may have seen a warning about credit repair companies — they pop up in the media and on local government websites from time to time. Unfortunately, that’s a byproduct of one too many fraudsters entering the industry at one time or another, typically taking advantage of consumers in a rush to get a home or car loan. You can typically identify these fraudulent companies by the simple fact that they are more than happy to guarantee results and that they often require payment up front, both of which are forbidden under the CROA.
If after 90 days of service we’re not able to permanently remove any of the negative items harming your credit, we will provide a full refund of any and all fees. As far as we know, we are the only credit repair company that offers a guarantee of this kind.
We service customers from all of Florida, but the majority of our clientele come from the greater Miami, FL area: Hialeah, Pembroke Pines, Hollywood, Kendall, Miami Beach, Key Biscayne, Homestead, et al. We provide in-person audits at our Miami office: 14 NE 1st Ave #1000, Miami, Florida 33132. To schedule an appointment please call (713) 766-1595, 8am-5pm EST.
Copyright © 2019 Credit Glory, Inc. All rights reserved. 14 NE 1st Ave #1000, Miami, Florida 33132. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Credit Glory, Inc does not provide legal advice. Credit Glory, Inc does not guarantee the permanent removal of verifiable tradelines. Credit Glory, Inc requires active participation from its clientele regarding requested documents and information, including investigation results for the sought-after outcome of a healthy, accurate credit report. Individual results may vary.