Pulte Mortgage

Updated:
February 13, 2023

Low credit score hurting Pulte Mortgage approval odds?

We can help you remove errors, fast!

Call now for your FREE credit consultation!

Call (833) 298-6166 ➔
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Speak with a live credit specialist to see if we can help improve your score

A great mortgage rate with Pulte Mortgage starts with a strong credit score (over 670+). If your score is lower than 670, you won't get your ideal loan rates. This means thousands lost. The best thing you can do is find negative items on your report (and get them removed). You can DIY (do it yourself), or partner with a credit repair company (like Credit Glory).

Is Pulte Mortgage the right mortgage lender for me?

Pulte Mortgage offers mortgages to people (like you). They have competitive rates (if you have a good score). We strongly recommend checking your credit score before you apply for a mortgage loan. The problem? If your credit score is low, you’re stuck with high rates (putting your dream home outside your budget). Your options are quite simple.

Don’t miss out on your top home choice, repair your credit instead. If you have time to spare (& you're willing to learn tricky credit repair tactics) you can find and repair issues on your own. Is there a better, easier way? There is! Partnering directly with a credit repair expert, like Credit Glory, speeds the process up (w/ better results). Saving you time and money.

Key elements that affect your mortgage rate

Many elements affect your mortgage rate. The term you select (30 yr fixed rate usually) is an element that you decide. Another big element is your credit score. You might think this is within your control, but it’s more complicated than you’d imagine. Falsely reported (or outdated) information is common, deflating your score. This is a real shock when you’re applying for a mortgage and find out. The fix? Get ahead of the game by identifying and correcting these errors (& boosting your score) before you apply.

Top 3 reasons good credit = good mortgage (& financial health)

It’s no secret that bad credit costs you a ton on your mortgage. High-interest rates (from low scores) are extremely costly over a loan term. How does a better score help? It saves you money, but it also does a lot more. Here are a few financial advantages from a boosted credit score:

  • More lending choices (that fit your budget) - If your score is low and Pulte Mortgage doesn’t offer the rates you deserve, options are limited. On the other hand, armed w/ a good credit score, you can shop around and find lenders offering a rate that fits your budget.
  • Options to grow in the future - You may get approved for a mortgage with bad credit, but what if you want to remodel? It could be a big problem. A good credit score opens the door for home equity loans (crucial to funding all the little projects that come with owning a home).
  • Refinancing to always have the best rate - If there is a drop in the home loan rate, it’s a great time to refinance. The problem? With bad credit, you’re stuck and can’t capitalize. However, a good score allows you to refinance, so you always have the best rate (& save the most money).

Pulte Mortgage Average Loan Interest Rates

Pulte Mortgage offers a wide range of mortgages, and a strong credit score can get you an interest rate as low as 3.5%. Want a mortgage with a low-interest rate, but your credit needs some help? Credit Glory identifies and removes errors from your credit report, boosting your score.

Pulte Mortgage Reviews (Updated January 2021)

While Pulte Mortgage prides themselves on their commitment to customers, customers tell a different story. Customers have filed 308 complaints against Pulte with the BBB. Customer reviews give Pulte 1.22/5 stars with the BBB.

Pulte Mortgage Rates Today (Updated January 2021)

While Pulte Mortgage offers over 200 kinds of loans and getting the best interest rate takes a good credit score. Looking to get a good deal on a loan but need help with your credit? An experienced credit repair company like Credit Glory, identifies and removes errors on your report (boosting your score!).

Begin Your Journey To A Healthy Financial Future, Today

Reclaim your financial freedom and speak with a live credit specialist for your free consultation.

Call (833) 298-6166
Tap to call